CoverTree Secures $13 Million in Series A Funding to Revolutionize Manufactured Home Insurance Read More

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About Us

About Us

At CoverTree, we believe manufactured home insurance should be easy, modern, and affordable. So that’s the way we made it. Unlike other providers, we only cover manufactured homes. It’s our one and only specialty. And because we’re so focused, we do it so much better—with plans you can purchase right online and savings up to 40%.

We’re headquartered in America, unlike a lot of providers out there (way out there it turns out). So you can be sure that your claim will be reviewed locally and your dollar will stay in the U.S.A.

Try us out and see just how quick and convenient covering your manufactured home can be.

Our values aren’t just words on a screen. They drive every action we take.

Our values aren’t just words on a screen. They drive every action we take.

Act like an owner

All CoverTree team members act like owners. Every question, ticket, or issue is dealt with in the highest level by every CoverTree team member.

Be customer obsessed

A customer-first mindset is maintained when building our technology, designing our insurance offerings, and working with policyholders. When you’re happy, we succeed.

Do good business

It sounds simple, but many businesses forget this point. We go to sleep satisfied everyday that we treat people well and the work we do is genuine.

“How do you want this to 
work in a year?”

We build, collect feedback, and iterate to build the best processes. How should this work in the future? In a perfect world, how would this work?

Spectacular outcomes are only warranted by spectacular work

We cannot expect a spectacular outcome without doing something spectacular. If we don’t do above-average things, we’re another old insurance company.

When you imagine a better insurance experience, headlines happen.

When you imagine a better insurance experience, headlines happen.

It was so easy to work with Sara Phillips to get insurance with CoverTree! She was so friendly and helpful and was able to give me a lot of answers, recommendations and was quick to make any changes I needed to make. I recommend CoverTree.

A. “Almighty” Jones

Policyholder in Detroit, MI

Troy Roberts was extremely helpful and understanding of my needs in insurance coverage. He worked to get me the best price quotes. Thank you, Troy.

Debra DeWitt

Policyholder in Detroit, MI

My agent set me up with CoverTree and I am so glad she did. I have a better policy and saved $1,300. I will be referring everyone I know with a manufactured home to them. Thank you so much!!

Doug Campbell

Policyholder in Detroit, MI

I was calling around to get an insurance quote on our park model in Arizona since our current insurer decided to stop insuring park models in that state. Then found CoverTree. Quote was just slightly more than what we paid last year and the two reps, Sara and Troy, were extremely helpful and patient.

Jim Baird

Policyholder in Detroit, MI

“I was very pleased when I contacted CoverTree. They listened to what I needed and got back to me when they said they would. It was a wonderful experience.”

Michele P.

Policyholder in Florence, AZ

I just got off the phone with Victor P. and he was AMAZING with assisting me with all my payment issues!! Big shout out THANK YOU!!!! He needs a raise :-)


Policyholder in Michigan

A mission like ours could use a person like you. Email us at

A mission like ours could use a person like you. Email us at

CoverTree Inc. (CoverTree) is a Program Administrator for CoverTree’s Manufactured Home Program, underwritten by Markel American Insurance Company (Markel), located at 4521 Highwoods Parkway, Glen Allen, VA 23060. CoverTree is acting as the agent of Markel in selling insurance policies. CoverTree receives compensation based on the premiums for the insurance policies sold. Further information is available upon request. Subject to underwriting guidelines, review, and approval. Use of Covertree is subject to our Terms of Use, Privacy Policy, and Licenses.

CoverTree operates in the state of California (CA) as MHTree Insurance Services with CA license# 6009070.

Products and discounts not available to all persons in all states. All decisions regarding any insurance products, including approval for coverage, premium, commissions and fees, will be made solely by the insurer underwriting the insurance under the insurer’s then-current criteria. All insurance products are governed by the terms, conditions, limitations and exclusions set forth in the applicable insurance policy. Please see a copy of your policy for the full terms, conditions and exclusions. Any information on the Site does not in any way alter, supplement, or amend the terms, conditions, limitations, or exclusions of the applicable insurance policy and is intended only as a brief summary of such insurance products. Policy obligations are the sole responsibility of the issuing insurance carrier.

Rating as of March 1, 2022. AM Best ratings are under continuous review and subject to change. Please refer to Markel’s website for the most current information. The rating represents the overall financial status of Markel American Insurance Company, and is not a recommendation of the specific policy provisions, rates or practices of the issuing insurance company.

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