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What is a Deductible ?

A deductible is the amount of money that you will have to pay out of pocket when you make a claim. A premium, however, is the amount of money you pay the insurance company to provide you coverage for your manufactured home. In most insurance policies, your premium will increase as your deductible goes down. When choosing the deductible for your manufactured homeowners insurance, make sure it is an amout that you feel comfortable paying in the event you have a claim.

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