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Oak Park’s Experience: The City of Oak Park has faced severe cold spells, as evident from the immediate response needed during record low temperatures.
Implications:
Oak Park’s Experience: With a tornado index of 197.73, Oak Park has a notably higher chance of experiencing tornado events than the averages for Michigan and the U.S.
Implications:
Oak Park’s Experience: The city has recorded 174 flood events from 1950 to 2010, indicating a substantial risk of water-related hazards.
Implications:
It's essential to select an insurance provider with a solid reputation in the industry. Research the company thoroughly, and look for reviews and testimonials from other mobile, manufactured or prefab homeowners in your area.
If you're unsure about which insurance policy is best for your mobile, manufactured, or prefab home, consider seeking advice from insurance agents or brokers who specialize in this type of coverage. They can provide personalized recommendations based on your specific circumstances.
While understanding what is covered is essential, it's equally crucial to know what's not covered. Be clear on any policy exclusions or limitations.
Research the claims process of the insurance companies you are considering. Look for responsive and reliable customer service, as well as an efficient claims process, to ensure a smooth experience if you need to file a claim.
Review the policy limits to ensure they provide adequate coverage for your mobile home and belongings. Calculate the value of your home and property to determine appropriate coverage limits.
Compare the premium costs from different insurance providers to find a policy that aligns with your budget. Remember to balance the cost with the coverage provided.
Travel trailers, camping trailers, and
motor homes are typically insured under automobile, recreational vehicle, or special
policies.
The Michigan Department of Insurance and Financial Services (DIFS) plays a crucial role in assisting and protecting consumers in Michigan when it comes to insurance and financial services matters. As a dedicated regulatory body, DIFS provides valuable consumer information and actively investigates complaints filed against insurance providers and financial service entities. Moreover, DIFS offers support to consumers in resolving disputes related to insurance and financial services.
Address: 600 W. Legrand Blvd., Rochester Hills, MI 48307
Hours: Open 7 Days
Directions: Between John R. & Dequindre
Availability: 10 Homes for Sale
Community Name: Rochester Estates
Community Type: All Ages Community
Community Features: Luxurious
Clubhouse, Heated Pool, Fitness Center, Free WiFi
School District: Rochester Community Schools
Year Built: 1968
Number of Sites: 931
Multisection Homes: 50%
Homes w/ Peaked Roofs: 50%
Homes w/ Lap Siding: 80%
Distance to water: 3.1 Miles
Distance to golf: 1 Miles
Distance to parks: 2 Miles
Address: 5150 Rudgate Boulevard, Sterling Heights, MI 48310
Community Type: All Ages Community
Availability: 8 Homes for Sale, Rental Homes Available, Vacant Sites
Available
Community Features: Playground, Clubhouse, Swimming Pool, Basketball Court
Year Built: 1968
Number of Sites: 931
Multisection Homes: 50%
Homes w/ Peaked Roofs: 50%
Homes w/ Lap Siding: 80%
Distance to water: 3.1 Miles
Distance to golf: 1 Miles
Distance to parks: 2 Miles
Address: 2100 Stephenson Highway, Troy, MI 48083
Community Type: All Ages Community
Availability: 5 Homes for Sale, Rental Homes Available, Vacant Sites Available
Community Features: Playground, Sidewalks
Year Built: 1962
Number of Sites: 282
Multisection Homes: 50%
Homes w/ Peaked Roofs: 50%
Homes w/ Lap Siding: 50%
Distance to water: 3.7 Miles
Distance to golf: 3 Miles
Distance to parks: 1 Miles
Finding the Best Mobile Home Insurance in Oak Park, MI
References:
CoverTree Inc. (CoverTree) is a Program Administrator for CoverTree’s Manufactured Home Program, underwritten by Markel American Insurance Company (Markel), located at 4521 Highwoods Parkway, Glen Allen, VA 23060. CoverTree is acting as the agent of Markel in selling insurance policies. CoverTree receives compensation based on the premiums for the insurance policies sold. Further information is available upon request. Subject to underwriting guidelines, review, and approval. Use of Covertree is subject to our Terms of Use, Privacy Policy, and Licenses.
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Products and discounts not available to all persons in all states. All decisions regarding any insurance products, including approval for coverage, premium, commissions and fees, will be made solely by the insurer underwriting the insurance under the insurer’s then-current criteria. All insurance products are governed by the terms, conditions, limitations and exclusions set forth in the applicable insurance policy. Please see a copy of your policy for the full terms, conditions and exclusions. Any information on the Site does not in any way alter, supplement, or amend the terms, conditions, limitations, or exclusions of the applicable insurance policy and is intended only as a brief summary of such insurance products. Policy obligations are the sole responsibility of the issuing insurance carrier.
Rating as of March 1, 2022. AM Best ratings are under continuous review and subject to change. Please refer to Markel’s website for the most current information. The rating represents the overall financial status of Markel American Insurance Company, and is not a recommendation of the specific policy provisions, rates or practices of the issuing insurance company.
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