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A better kind of ADU Home insurance.

Buy online and save up to 40% in less than 3 minutes.

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Three steps. Three minutes. Everything should be this easy.

1

Answer questions

Getting insured is as easy as answering a few short questions about your home.

2

Select a quote

Choose your quote and apply online. No hassle, no paperwork, no application fees.

3

Get covered

Congratulations! You’re covered. And it feels so good.

Testimonial

I was very pleased when I contacted CoverTree. They listened to what I needed and got back to me when they said they would. It was a wonderful experience.

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Michele
Policyholder in Florence, AZ

CoverTree covers
more than you might think.

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Your Home

If something happens to your home – or any attached structures on your property – we’ll cover the repairs or the rebuild.
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Your Belongings

It not just stuff. It’s your life. And if there’s ever a theft, fire, or other unfortunate event, we’ll help with the repair or replacement.
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Personal Liability

Our coverage protects you from bodily injury or property damage to others (or their stuff) – at home or anywhere else.
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Loss of Use

If your home is somehow destroyed or uninhabitable, we’ll provide you the funds to continue your lifestyle, including the cost of living elsewhere.
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Other Structures

For covered risks, we’ll help you repair or replace structures on your property—a fence, for instance.
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Medical Payments to Other

If an injury happens on your property, you can be liable—and we’ll help cover those expenses.
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We do insurance better. And here’s how.

Protect everything you’ve earned,
without paying everything you’ve got.

Ready for easy effortless and affordable insurance? See if we’re available in your state.

Different products for
different needs.

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Homeowner

Protect your home and family from the worst disasters. Up to $500,000 in home value, personal property, and other structures. You deserve to be protected.
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Renter

Protect your family and belongings from what life might throw at you. You have collected a lifetime of treasures. Renters insurance helps you get back on your feet.
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Landlord

You worked hard for your investment. With landlord insurance, you can protect hard earned assets and avoid litigation. Flexible options maximize your return and budget.

Insuring homes of all
shapes and sizes.

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An American company backed by
another. "A" rated by AM Best.

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Markel American Insurance Company

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+1 (877) 417-8733

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