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Manufactured homes account for about 16% of Alabama’s housing market, almost double the national average.
Insurance quotes are adjustable to fit different budgets, ensuring affordability for homeowners.
Alabama law may require specific foundation standards for anchoring manufactured homes for safety and insurance eligibility.
Familiarize with Alabama’s unique regulations for manufactured homes, including titling and installation standards.
Implementing storm safety features can qualify homeowners for insurance discounts in Alabama.
Understanding how your manufactured home is taxed in Alabama, which can differ based on whether it’s classified as personal property or real estate.
Due to the state’s climate, regular maintenance to combat humidity and heat is crucial for preserving the home’s condition and insurance compliance.
Living in a manufactured home community in Alabama may come with specific rules or standards that impact insurance and living conditions.
Residents of Auburn, especially those living in mobile/manufactured homes and RVs, face significant risks from hail, tornadoes, and flooding. Proactive measures, such as structural reinforcement, evacuation planning, and staying informed about weather conditions, are crucial for safety and minimizing damage.
1) Tips for successful off-grid RV camping.
2) Best locations in Alabama for boondocking.
3) Safety and insurance considerations when off the grid.
1) How add-ons and customizations affect your insurance.
2) Notify your insurer about significant home improvements.
3) Ensure your policy covers these additional investments.
1) Enjoying Alabama's beautiful coastlines with your RV.
2) Be aware of coastal weather patterns and prepare accordingly.
3) Coastal-specific RV maintenance and insurance tips.
1) Create an emergency plan specific to mobile home living.
2) Essential items for your emergency kit.
3) How to secure your mobile home in an emergency.
1) Best fishing spots in Alabama accessible by RV.
2) Tips for storing and handling fishing gear in your RV.
3) Review insurance coverage for outdoor recreational activities.
1) Understand the importance of flood insurance in high-risk areas.
2) Tips to mitigate flood damage in mobile homes.
3) Review your policy's flood coverage specifics and limitations.
Guidelines for the resale process to ensure transparency and fairness.
Standards for the construction and setup of manufactured buildings.
Requirements for the training and certification of those installing manufactured homes.
Regulations governing the safe transport of manufactured homes/buildings.
Protocols for the secure anchoring and blocking of structures, including the manufacturing of anchors and tie-downs.
Mandatory licensing and educational criteria for sales personnel in the industry.
Financial security measures required for operators within the sector.
Outlines the fees associated with various services and procedures.
The criteria for licensing entities involved in manufacturing and retail.
A system to resolve disputes between manufacturers, dealers, and consumers.
Location: 1987 Lee Rd. 137, Auburn, AL 36832
Contact: Phone: 334-821-2592, Email: info@collegemhpark.com
Owners/Managers: Fletcher and Debbie Little
Features: Over 50 years in the business, located near Auburn University's Vet School with Tiger Transit stop
Lot Rent: $220.00, includes water, sewage, garbage dumpsters, and lawn care
Housing: All homes are owner-occupied, no rental homes allowed, 45 lots available
Additional Services: Mobile home service center for repairs and parts, including AC
Sales: Selection of homes for sale within the park
Location: 533 Lee Road 57, Auburn, AL, 36832
Contact: (334) 826-2404
Community Overview: Mid-sized community with a country vibe, park-like setting, within 15 minutes of Auburn University and local amenities
Amenities: Dog park, landscaped grounds, lighted streets, on-site maintenance, pet-friendly environment, pond fishing, swimming pool, lake, mail center, storage shed rental
Office Hours: Monday-Friday, 9 am-5 pm
Location: 1100 Stonegate Dr, Auburn, AL 36832
Contact: (334) 821-2685
Community Amenities: On-site management office, open space & yards, overhead lighting, swimming pool, on-site mailboxes, dedicated off-street parking, paved roads
Office Hours: Monday-Friday, 9:00 AM – 5:00 PM
Finding the Best Mobile Home Insurance in Auburn, AL.
Reasoning: Auburn can experience tornadoes, so this coverage is crucial for protection against tornado-related damages.
Reasoning: Given Auburn’s proximity to Chewacla Creek, flood insurance is essential to guard against potential water damage.
Reasoning: For residents in mobile home parks hosting or participating in community events, this coverage offers liability protection.
Reasoning: Auburn is known for its college football culture. This endorsement covers RVs during game days, especially for tailgating and parking near the stadium.
Reasoning: With Auburn’s rural surroundings, this coverage provides roadside assistance for RVs traveling on less-populated roads.
Reasoning: For those using RVs in or near Chewacla State Park, this coverage offers protection for park-related activities and risks.
References:
CoverTree Inc. (CoverTree) is a Program Administrator for CoverTree’s Manufactured Home Program, underwritten by Markel American Insurance Company (Markel), located at 4521 Highwoods Parkway, Glen Allen, VA 23060. CoverTree is acting as the agent of Markel in selling insurance policies. CoverTree receives compensation based on the premiums for the insurance policies sold. Further information is available upon request. Subject to underwriting guidelines, review, and approval. Use of Covertree is subject to our Terms of Use, Privacy Policy, and Licenses.
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Products and discounts not available to all persons in all states. All decisions regarding any insurance products, including approval for coverage, premium, commissions and fees, will be made solely by the insurer underwriting the insurance under the insurer’s then-current criteria. All insurance products are governed by the terms, conditions, limitations and exclusions set forth in the applicable insurance policy. Please see a copy of your policy for the full terms, conditions and exclusions. Any information on the Site does not in any way alter, supplement, or amend the terms, conditions, limitations, or exclusions of the applicable insurance policy and is intended only as a brief summary of such insurance products. Policy obligations are the sole responsibility of the issuing insurance carrier.
Rating as of March 1, 2022. AM Best ratings are under continuous review and subject to change. Please refer to Markel’s website for the most current information. The rating represents the overall financial status of Markel American Insurance Company, and is not a recommendation of the specific policy provisions, rates or practices of the issuing insurance company.
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