Damages from pests or infestations.
These sections define terms like renewal, nonrenewal, and cancellation, and clarify the scope of the article, which covers all property and casualty insurance except automobile insurance.
Insurers are restricted in how they can cancel or non renew policies. Specific reasons for cancellation are outlined, and insurers are required to provide adequate notice to policyholders.
Details the procedures for non renewing policies, including notice requirements and stated reasons for nonrenewal.
Insurers must provide renewal terms and premium information in a timely manner.
Insurers must inform policyholders about potential discounts for windstorm mitigation measures and other relevant policy details.
It’s unlawful to cancel, nonrenew, or renew policies in a manner not compliant with these regulations.
Specific provisions for medical malpractice policies for licensed health care providers.
Exemptions from liability for actions taken in performance of duties under this article.
Insurers cannot nonrenew homeowners’ policies simply because the insured filed a claim for damages resulting from an act of God.
Outlines the fees associated with various services and procedures.
Finding the Best Mobile Home Insurance in North Charleston, SC
Reasoning: North Charleston, SC, can experience severe windstorms and hail. This endorsement offers additional protection against wind and hail-related damages for mobile and manufactured homes.
Reasoning: Depending on the location in North Charleston, there may be a risk of flooding due to heavy rainfall or proximity to bodies of water. Flood insurance is crucial to protect your property from water damage.
Reasoning: Living in an urban area like North Charleston may come with unique risks related to crime. This endorsement provides coverage for theft, vandalism, and other urban-related risks.
Reasoning: If you live in a mobile home park in North Charleston, this endorsement provides liability coverage tailored to the unique risks associated with park communities.
Reasoning: North Charleston can experience hailstorms, and they can cause damage to RVs. This endorsement provides additional protection against hail-related damages for RVs.
Reasoning: Heavy rainfall can occur in North Charleston, increasing the risk of water damage to RVs. Water damage coverage helps protect your RV from water-related damages.
Reasoning: As an urban area, North Charleston may have higher risks of theft and vandalism for RVs. This coverage provides protection against these urban-related risks.
Reasoning: While traveling in and around North Charleston, having RV roadside assistance coverage can provide peace of mind in case of breakdowns or other unforeseen incidents.