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Damages from pests or infestations.
These sections define terms like renewal, nonrenewal, and cancellation, and clarify the scope of the article, which covers all property and casualty insurance except automobile insurance.
Insurers are restricted in how they can cancel or non renew policies. Specific reasons for cancellation are outlined, and insurers are required to provide adequate notice to policyholders.
Details the procedures for non renewing policies, including notice requirements and stated reasons for nonrenewal.
Insurers must provide renewal terms and premium information in a timely manner.
Insurers must inform policyholders about potential discounts for windstorm mitigation measures and other relevant policy details.
It’s unlawful to cancel, nonrenew, or renew policies in a manner not compliant with these regulations.
Specific provisions for medical malpractice policies for licensed health care providers.
Exemptions from liability for actions taken in performance of duties under this article.
Insurers cannot nonrenew homeowners’ policies simply because the insured filed a claim for damages resulting from an act of God.
Columbia, SC is at risk of severe weather, particularly during the summer months. Severe weather can include high winds, hail, thunderstorms, and even tornadoes. To stay ahead of these extreme weather events, mobile/manufactured homeowners and RV owners can do the following:
Columbia, SC has a low risk of volcanic events but is at risk of an earthquake potentially being felt in the area. To stay ahead of these extreme events, mobile/manufactured homeowners and RV owners should do the following:
Regularly inspect and maintain your roof to prevent leaks and water damage, especially before the rainy and hurricane seasons.
Regularly check the foundation and anchoring of your mobile or manufactured home, as shifting can occur over time.
Participate in or organize community events to foster a sense of community and neighborliness in your mobile home park.
Understand the trash and recycling services and regulations in your area to maintain cleanliness and environmental responsibility.
Know the mail and package delivery practices in your community, especially in more remote mobile home parks.
If renting, consider purchasing renters insurance to protect your personal property.
Outlines the fees associated with various services and procedures.
ABOUT: Harbro Mobile Home & RV Supply specializes in supplying RV and mobile home parts and supplies. With over 30+ years of experience, they offer unique attention and care for your RV or mobile home needs.
TEAM:
Julie Brousseau: Co-Founder/Owner
Lori Zywicki: Store Manager/Online Sales Support
Archie Brousseau: Marketing Director/Online Sales Manager/Delivery Manager
TESTIMONIAL: Troy Simpson says, "Great staff, very helpful, go there first for mobile home parts."
INVENTORY: They offer a wide range of products, including tubs and showers, kitchen and bath sinks, doors, windows, lighting fixtures, water heaters, plumbing supplies, and more.
CONTACT: You can reach them at 911 West Main Street, Rock Hill, SC, USA, or call +1-803-329-2812. Their email address is harbrosupply.co@gmail.com. They are open from Tuesday to Saturday.
ABOUT: Travelcamp RV has multiple locations throughout the Southeast and offers RV sales, service, parts, and financing options.
LOCATIONS: They have locations in Atlanta, GA; Brooksville, FL; Clermont, FL; Dallas, TX; Greenville, NC; Jacksonville, FL; Melbourne, FL; Ocala, FL; Orange Park, FL; Pinellas Park, FL; Rock Hill, SC; and Statesville, NC.
INVENTORY: They have new and used RV inventory available, and you can search by model, brand, or stock number on their website.
CONTACT: For more information, you can visit their website or contact them at the respective phone numbers for each location.
ABOUT: Clayton Homes of Rock Hill is a home center that offers a range of single, double, and triple wide mobile homes. They aim to assist you in finding the perfect home that complements your lifestyle.
FEATURED HOMES: They have featured homes with different floor plans and sizes, including the 2083 Heritage, Delight, and 101 Advantage Plus 7616.
MISSION: Their mission is to open doors to a better life by assisting you in finding your dream home. They offer fully furnished models for tours and have dedicated home consultants to guide you through the home buying process.
CONTACT: You can visit their friendly home center on North Anderson Road in Rock Hill, SC, to explore their selection of homes.
Finding the Best Mobile Home Insurance in Rock Hill, SC
Reasoning: Rock Hill, SC, can experience severe windstorms and hail. This endorsement offers additional protection against wind and hail-related damages for mobile and manufactured homes.
Reasoning: Depending on the location in Rock Hill, there may be a risk of flooding due to heavy rainfall or proximity to bodies of water. Flood insurance is crucial to protect your property from water damage.
Reasoning: Living in an urban area like Rock Hill may come with unique risks related to crime. This endorsement provides coverage for theft, vandalism, and other urban-related risks.
Reasoning: If you live in a mobile home park in Rock Hill, this endorsement provides liability coverage tailored to the unique risks associated with park communities.
Reasoning: Rock Hill can experience hailstorms, and they can cause damage to RVs. This endorsement provides additional protection against hail-related damages for RVs.
Reasoning: Heavy rainfall can occur in Rock Hill, increasing the risk of water damage to RVs. Water damage coverage helps protect your RV from water-related damages.
Reasoning: As an urban area, Rock Hill may have higher risks of theft and vandalism for RVs. This coverage provides protection against these urban-related risks.
Reasoning: While traveling in and around Rock Hill, having RV roadside assistance coverage can provide peace of mind in case of breakdowns or other unforeseen incidents.
References:
CoverTree Inc. (CoverTree) is a Program Administrator for CoverTree’s Manufactured Home Program, underwritten by Markel American Insurance Company (Markel), located at 4521 Highwoods Parkway, Glen Allen, VA 23060. CoverTree is acting as the agent of Markel in selling insurance policies. CoverTree receives compensation based on the premiums for the insurance policies sold. Further information is available upon request. Subject to underwriting guidelines, review, and approval. Use of Covertree is subject to our Terms of Use, Privacy Policy, and Licenses.
CoverTree operates in the state of California (CA) as MHTree Insurance Services with CA license# 6009070.
Products and discounts not available to all persons in all states. All decisions regarding any insurance products, including approval for coverage, premium, commissions and fees, will be made solely by the insurer underwriting the insurance under the insurer’s then-current criteria. All insurance products are governed by the terms, conditions, limitations and exclusions set forth in the applicable insurance policy. Please see a copy of your policy for the full terms, conditions and exclusions. Any information on the Site does not in any way alter, supplement, or amend the terms, conditions, limitations, or exclusions of the applicable insurance policy and is intended only as a brief summary of such insurance products. Policy obligations are the sole responsibility of the issuing insurance carrier.
Rating as of March 1, 2022. AM Best ratings are under continuous review and subject to change. Please refer to Markel’s website for the most current information. The rating represents the overall financial status of Markel American Insurance Company, and is not a recommendation of the specific policy provisions, rates or practices of the issuing insurance company.
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