Covertree’s Comprehensive Guide!
2023 Ice Storm Impact:In 2023, Central Texas, including Georgetown, experienced a severe ice storm, resulting in residents going without electricity for days. The storm damaged trees and power lines significantly. City officials reported almost 120,000 cubic yards of tree debris, surpassing the 30,000 cubic yards of debris from the 2021 winter storm.
Insurance Implications for Mobile Home OwnersExtended periods without power, potential damage from falling trees, and the challenges of insulating mobile homes can increase insurance claims during such events.
Heat Risks:Georgetown faces severe heat risks with "feels like" temperatures soaring. 98% of homes in Georgetown are at risk of falling under severe heat temperature ranges, with around 33,543 properties at risk.
Insurance Concerns for RV Owners:Prolonged exposure to excessive heat can damage RVs, with issues ranging from appliance malfunctions to interior damage.
Overview:1,674 properties in Georgetown face a significant chance of being severely impacted by flooding over the next 30 years. Flooding can disrupt utilities, transportation, emergency services, and economic stability. Georgetown experiences severe wind risks, predominantly from hurricanes. Over the last three decades, average maximum wind speeds have increased. 25% of homes face some wind risks.
Implications for Mobile Park Owners & RV owners:Flooding can cause extensive damage to the infrastructure of mobile parks, making flood insurance essential. High wind speeds can overturn or damage RVs, emphasizing the importance of comprehensive wind insurance.
The mobile home has been inspected, and an inspection approval form has been completed and issued verifying that the home is blocked and tied down in accordance with the required standards with no violations of these standards. The form may be on file with the TDHCA. If a form is not on file with the TDHCA or the form is over five years old, a new inspection approval form that indicates no violations of the blocking and tie down requirements must be obtained through an installer licensed by the TDHCA. 41 Effective October 1, 2008
defends against damages when drains, pipes, or sewers back up, but not from floods. Annual cost range: $50-$250.
aids in managing identity theft-related expenses, from legal fees to credit monitoring. Annual cost range: $20-$60.
Finding the Best Mobile Home Insurance in Georgetown, TX
+1 (877) 417-8733