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2023 Ice Storm Impact:
In 2023, Central Texas, including Georgetown, experienced a severe ice storm, resulting in residents going without electricity for days. The storm damaged trees and power lines significantly. City officials reported almost 120,000 cubic yards of tree debris, surpassing the 30,000 cubic yards of debris from the 2021 winter storm.Insurance Implications for Mobile Home Owners
Extended periods without power, potential damage from falling trees, and the challenges of insulating mobile homes can increase insurance claims during such events.Heat Risks:
Georgetown faces severe heat risks with "feels like" temperatures soaring. 98% of homes in Georgetown are at risk of falling under severe heat temperature ranges, with around 33,543 properties at risk.Insurance Concerns for RV Owners:
Prolonged exposure to excessive heat can damage RVs, with issues ranging from appliance malfunctions to interior damage.Overview:
1,674 properties in Georgetown face a significant chance of being severely impacted by flooding over the next 30 years. Flooding can disrupt utilities, transportation, emergency services, and economic stability. Georgetown experiences severe wind risks, predominantly from hurricanes. Over the last three decades, average maximum wind speeds have increased. 25% of homes face some wind risks.Implications for Mobile Park Owners & RV owners:
Flooding can cause extensive damage to the infrastructure of mobile parks, making flood insurance essential. High wind speeds can overturn or damage RVs, emphasizing the importance of comprehensive wind insurance.
What it is: Protection against risks related to digital threats, like hacking, data breaches, or ransomware.
Why it's needed: As homeowners increasingly rely on smart devices and home networks, they become targets for cyber-attacks, making this coverage ever more essential.
What it is: Protects against damages or losses resulting from deliberate acts of destruction or harm.
Why it's needed: Provides peace of mind in areas where vandalism might be a concern, ensuring that damages are covered.
What it is: Coverage for damages specifically caused by leaks from appliances.
Why it's needed: Appliances can sometimes malfunction, leading to expensive water damages.
What it is: Protection against damage caused by mudflow.
Why it's needed: In areas prone to heavy rains or near mountains, mudflows can pose a significant risk.
What it is: Protects against damages from windstorms and hail.
Why it's needed: Especially vital in regions prone to strong winds or frequent hailstorms.
What it is: Covers costs related to mold removal and repair.
Why it's needed: Mold can lead to health problems and structural damage. Mobile homes, especially in humid areas, may be vulnerable.
The Texas Manufactured Housing Association's core mission is to champion the broader objectives and concerns of the manufactured housing sector across Texas.
The mobile home has been inspected, and an inspection approval form has been completed and issued verifying that the home is blocked and tied down in accordance with the required standards with no violations of these standards. The form may be on file with the TDHCA. If a form is not on file with the TDHCA or the form is over five years old, a new inspection approval form that indicates no violations of the blocking and tie down requirements must be obtained through an installer licensed by the TDHCA. 41 Effective October 1, 2008
defends against damages when drains, pipes, or sewers back up, but not from floods. Annual cost range: $50-$250.
aids in managing identity theft-related expenses, from legal fees to credit monitoring. Annual cost range: $20-$60.
Located at 468 Northwood Drive, Georgetown, TX 78628
Offers spacious three and four-bedroom homes for rent
Features state-of-the-art amenities including 10-foot ceilings, luxury laminate wood flooring, granite countertops, and open concept designs
Conveniently close to San Gabriel Park, Round Rock, and Austin
Provides a hassle-free lifestyle with lawn service and 24-hour emergency maintenance
Pet-friendly community with certain breed restrictions
Contact: Phone Number (512) 961-5884
Office Hours: Monday to Friday: 9:30 AM to 6 PM, Saturday: 10 AM to 5 PM
Website: Georgetown Heights
Offers homes in a country setting just 30 minutes from Austin
Provides easy access to shopping centers, entertainment venues, and Georgetown Independent School District
Close to attractions like Lady Bird Lake Hike-and-Bike Trail, LBJ Library, and Bullock Texas State History Museum
Offers new home incentives
Website: Pecan Branch
Represents top builders in the manufactured home industry
Offers a range of manufactured homes including single-wide, double-wide, triple-wide, and modular homes
Provides assistance in selecting the right home, floor plan, décor, and options
Offers expertise and experience to help families find their dream homes
Website: A+ MH
Offers a wide range of manufactured homes with various floor plans
Provides single-wide, double-wide, triple-wide, and modular homes
Offers delivery services for Texas, Oklahoma, and New Mexico
Contact for pricing and information
Website: Titan Factory Direct
Located at 25101 Ronald W Reagan Blvd, Georgetown, TX 78633
Offers luxury 5-star RV resort experience in the Texas Hill Country
Spacious RV sites with full hook-ups and top amenities
Offers back-in and pull-thru sites with different rates
Provides a modern RV experience with personalized service
Website: Stone Oak Ranch RV Resort
A long-term RV Park for individuals aged 55+
Offers a relaxed and stress-free environment
Provides on-site management, community building, outdoor activity areas, and more
Located close to shopping, attractions, and the University of Texas in Austin
Offers amenities like live music events, craft classes, and sports watch parties
Website: Central RV Park at Parkside
Finding the Best Mobile Home Insurance in Georgetown, TX
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Rating as of March 1, 2022. AM Best ratings are under continuous review and subject to change. Please refer to Markel’s website for the most current information. The rating represents the overall financial status of Markel American Insurance Company, and is not a recommendation of the specific policy provisions, rates or practices of the issuing insurance company.
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