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What it is: Boosts the limits of dwelling coverage, ensuring homes are rebuilt using similar materials.
Why it's needed: Protects against escalating building costs, ensuring homes are fully restored.
What it is: Similar to Cyber Security Coverage, it offers a wider range of protections, including digital assets, personal data, and even potential cyber bullying incidents.
Why it's needed: As our lives become more digital, the potential risks we face grow, making comprehensive cyber protection increasingly essential.
What it is: Provides supplemental coverage for roof damage not included in standard policies.
Why it's needed: To ensure full protection for the most exposed part of the home, especially if the standard policy has limited roof coverage.
What it is: Protection against damages from water or sewage backing up into the home.
Why it's needed: Sewer backups can cause significant damage and health hazards, and they're not always covered by standard policies.
What it is: Protects against damage to underground utility lines or service lines, like water and sewage.
Why it's needed: Repairs to service lines can be expensive, and they're not always covered by local utilities or standard policies.
What it is: Coverage specifically designed for mobile homeowners who frequently relocate their homes, offering protection against damages or losses that might occur while the manufactured home is being transported or is "in motion."
Why it's needed: Provides financial security against various risks such as accidents, adverse weather conditions, or other unforeseen events when transporting a mobile home.
The Texas Manufactured Housing Association's core mission is to champion the broader objectives and concerns of the manufactured housing sector across Texas.
The mobile home has been inspected, and an inspection approval form has been completed and issued verifying that the home is blocked and tied down in accordance with the required standards with no violations of these standards. The form may be on file with the TDHCA. If a form is not on file with the TDHCA or the form is over five years old, a new inspection approval form that indicates no violations of the blocking and tie down requirements must be obtained through an installer licensed by the TDHCA. 41 Effective October 1, 2008
defends against damages when drains, pipes, or sewers back up, but not from floods. Annual cost range: $50-$250.
aids in managing identity theft-related expenses, from legal fees to credit monitoring. Annual cost range: $20-$60.
Location: 5236 S Padre Island Hwy, Brownsville, TX 78521
Contact: (956) 831-2818, royal@lilliputmanagement.com
Overview: Royal Poinciana Family Park is an all-ages family community centrally located in Brownsville, TX.
It's conveniently situated less than a mile from Home Depot, Walmart, Sam's Club, HEB, and various restaurants.
The park offers spacious lots with off-street parking, well-maintained roads, street lights, mature shade trees, resaca frontage, a clubhouse, and individual locking mailboxes.
They welcome both mobile homes and RVs, with lot rent at $295/month plus utilities.
Location: 100 Tangerine Blvd, Attn: Park Office, Brownsville, TX 78521
Contact: (956) 546-7423, manager@palmresacapark.org
Overview: Palm Resaca Park is a 55 and over resident-owned retirement park in Brownsville, Texas.
It's a gated community with a strong sense of community.
The park is surrounded by graceful palm trees and offers resaca views.
While it's a retirement park with no pets allowed, it provides a safe and secure environment.
It's also conveniently located near shopping, restaurants, golf courses, and South Padre Island.
Location: 1313 N. Minnesota Ave., Brownsville, TX 78521
Contact: 956-518-7810, txbr.gulfteam@impactmhc.com
Overview: Gulf Breeze is a manufactured home community in Brownsville, TX, situated in the north part of the city.
It's close to residential areas, local eateries, businesses, shops, and the Gulf coast.
The community offers various amenities, including a gated entrance, a swimming pool, an onsite recreation center, a dog park, a laundry mat, and shuffleboard.
It provides an affordable homeownership opportunity in a convenient location.
Finding the Best Mobile Home Insurance in Brownsville, TX
Reasoning: Brownsville is susceptible to hurricanes. This endorsement provides coverage for reinforcing or upgrading windows with hurricane-resistant materials for your mobile home.
Reasoning: Tornadoes can be a concern. This coverage offers protection for the installation of tornado alert systems in your RV, providing advance warnings of approaching tornadoes.
Reasoning: Active participation in local community watch programs can enhance security. This endorsement offers discounts or coverage enhancements for participating in neighborhood watch efforts specific to Brownsville.
Reasoning: Flooding risks exist in coastal areas. This coverage provides protection for the maintenance and upkeep of flood barriers or levees around your mobile home.
Reasoning: Exploring the Gulf Coast is popular. This coverage offers specialized liability protection for accidents or injuries related to Gulf Coast recreational activities.
Reasoning: Coastal environments can accelerate wear and tear on RVs. This coverage addresses maintenance and repair costs associated with coastal exposure, including saltwater corrosion.