Covertree’s Comprehensive Guide
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If you're unsure about which insurance policy is best for your mobile, manufactured, or prefab home, consider seeking advice from insurance agents or brokers who specialize in this type of coverage. They can provide personalized recommendations based on your specific circumstances.
Each state, county, town or city has their own set of several laws and regulations that govern the placement and construction of manufactured homes. It is important to work with an insurance provider who is familiar with these laws and can offer you the right coverage accordingly.
Don't forget to read over the details of each plan carefully. Check for any exclusions, see what your deductible would be, and look for optional extras that could be covered like flood insurance. The more informed you are, the better you'll be able to choose.
Take a moment to consider what you're looking for in an insurance plan. Do you want to protect your home and belongings only, or also get liability coverage? How much could you afford to pay if something happened? Knowing what you need will help you narrow down your options.
If you have any additional structures on your property, such as sheds or detached garages make sure that your insurance policy covers these structures as well. Confirm that the coverage limits for these structures are adequate.
If your mobile home has certain mitigation measures like storm shutters, anchored foundation systems, or reinforced roofing, some insurers might offer discounts. Ensure you communicate these features when getting a quote.
Travel trailers, camping trailers, and
motor homes are typically insured under automobile, recreational vehicle, or special
policies.
The Michigan Department of Insurance and Financial Services (DIFS) plays a crucial role in assisting and protecting consumers in Michigan when it comes to insurance and financial services matters. As a dedicated regulatory body, DIFS provides valuable consumer information and actively investigates complaints filed against insurance providers and financial service entities. Moreover, DIFS offers support to consumers in resolving disputes related to insurance and financial services.
Address: 4101 S Sheridan Rd, Lennon, MI 48449
Community Type: Sales Center
Availability: 2 Homes for Sale
Community Features: Clubhouse with kitchen and meeting area, Family Swimming Pool, State-of-the-art Fitness center, Playground, RV Storage, Basketball Court, Baseball field, Tennis Court, Pets Welcome
Move-in Incentive: If you move your home into the park, you can receive a cash move-in incentive up to $6,000 (depends on home details)
Other Features: Quiet park-like setting with wooded views, Swartz
Creek/Durand Schools, New owner making improvements, Free water and sewer (no Flint City Water), Close to I-69
Address: Minnesota Road, Port Huron, MI 48060
Community Type: All Ages Community
Availability: Vacant Sites Available, Preferred Date options available
Community Features: Pets Allowed (No aggressive breeds), Off-Street Parking, Playground, Street Width: Wide, Street
Type: Paved
Year Built: 2000
Number of Sites: 158
Multisection Homes: 75%
Homes w/ Peaked Roofs: 100%
Homes w/ Lap Siding: 100%
Distance to water: 1.8 Miles
Distance to golf: 3 Miles
Distance to parks: 1 Mile
Amenities: Basketball Court, Contact
Name: Brad
Address: 1219 Minnesota Road, Port Huron, MI 48060
Community Type: All Ages Community
Availability: Tour this Park, Preferred Date options available
Community Features: Pets Allowed (Community Approval), Off-Street
Parking, Playground, Clubhouse, Sidewalks, Street Width: Average, Street Type: Paved
Year Built: 1999
Number of Sites: 161
Multisection Homes: 100%
Homes w/ Peaked Roofs: 100%
Homes w/ Lap Siding: 100%
Distance to water: 2 Miles
Distance to golf: 3 Miles
Distance to parks: 1 Mile
Finding the Best Mobile Home Insurance in Port Huron, MI
References:
CoverTree Inc. (CoverTree) is a Program Administrator for CoverTree’s Manufactured Home Program, underwritten by Markel American Insurance Company (Markel), located at 4521 Highwoods Parkway, Glen Allen, VA 23060. CoverTree is acting as the agent of Markel in selling insurance policies. CoverTree receives compensation based on the premiums for the insurance policies sold. Further information is available upon request. Subject to underwriting guidelines, review, and approval. Use of Covertree is subject to our Terms of Use, Privacy Policy, and Licenses.
CoverTree operates in the state of California (CA) as MHTree Insurance Services with CA license# 6009070.
Products and discounts not available to all persons in all states. All decisions regarding any insurance products, including approval for coverage, premium, commissions and fees, will be made solely by the insurer underwriting the insurance under the insurer’s then-current criteria. All insurance products are governed by the terms, conditions, limitations and exclusions set forth in the applicable insurance policy. Please see a copy of your policy for the full terms, conditions and exclusions. Any information on the Site does not in any way alter, supplement, or amend the terms, conditions, limitations, or exclusions of the applicable insurance policy and is intended only as a brief summary of such insurance products. Policy obligations are the sole responsibility of the issuing insurance carrier.
Rating as of March 1, 2022. AM Best ratings are under continuous review and subject to change. Please refer to Markel’s website for the most current information. The rating represents the overall financial status of Markel American Insurance Company, and is not a recommendation of the specific policy provisions, rates or practices of the issuing insurance company.
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