Disclaimer: Data Accuracy and Sources
The data in the Covertree Resources section is from publicly available sources last updated in December 2022. We provide source links for verification. However, we can’t guarantee accuracy. Rely on this data at your own discretion. For specific advice, consult professionals.
Welcome to San Tan Valley, Arizona – a flourishing community nestled in the southeast corner of the Phoenix metropolitan area. Surrounded by the stunning San Tan mountain range, San Tan Valley offers a picturesque backdrop for residents and visitors alike. The town is characterized by its high quality of life, thriving economy, and strong sense of community.
San Tan Valley is a popular destination for families. The town’s highly rated schools provide an excellent education for children of all ages. The community features several parks, trails, and recreational centers, offering a range of activities for children and families to enjoy. These amenities, combined with the town’s safe environment, make San Tan Valley a great place to raise a family.
The town also offers numerous opportunities for employment and business growth. San Tan Valley’s thriving economy is anchored by several major companies, such as Banner Ironwood Medical Center and Central Arizona College, creating a diverse range of job opportunities for residents. In addition, the town’s strategic location provides easy access to metro Phoenix and Tucson, two bustling economic hubs in the state.
San Tan Valley values its strong sense of community and provides a variety of events and activities to bring residents together. These events include concerts, festivals, and holiday celebrations, offering a chance for the community to socialize, connect, and celebrate together. The town also has active community organizations that support a range of causes, providing opportunities for residents to give back and make a positive impact.
Outdoor enthusiasts will appreciate San Tan Valley’s wide range of options for recreation. The nearby San Tan Mountain Regional Park offers miles of trails for hiking, biking, and horseback riding, providing breathtaking views of the desert and mountains. Additionally, San Tan Valley features several public parks, playgrounds, and sports fields, providing opportunities for residents to stay active and enjoy the town’s beautiful weather year-round.
San Tan Valley offers a unique blend of suburban living and natural beauty, making it a highly coveted destination for residents seeking an exceptional quality of life. Whether you’re looking for an active community, vast opportunities for employment and business growth, or natural beauty, San Tan Valley has everything you need to thrive.
Welcome to San Tan Valley, Arizona, where the stunning landscape blends seamlessly with high quality of life. Embrace the warm and welcoming community, enjoy the natural beauty, and take advantage of endless opportunities for growth and success.
Arizona manufactured home insurance typically costs anywhere from $300 to $1,000 per year. Insurance rates are influenced by a combination of factors related to the risk of insuring the property. While specific factors may vary slightly among insurance providers, here’s a general list of factors that may be used to determine mobile and manufactured home insurance rates in Arizona:
The overall value of the mobile or manufactured home, including any upgrades or additions, can affect the premium.
Newer homes may be less prone to certain types of damage, and well-maintained homes can qualify for better rates.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Features like storm shutters, tie-downs, and anchored foundations can reduce the risk of damage and may reduce premiums. On the other hand, amenities like pools or trampolines can increase them.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
The more coverage you want, the higher your premium will be. This includes dwelling coverage, personal property coverage, and liability coverage amounts.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
If your mobile or manufactured home is in a secured community or a community with features like a community watch or a fire department nearby, it may positively impact your rates.
If your mobile or manufactured home is in a secured community or a community with features like a community watch or a fire department nearby, it may positively impact your rates.
If your mobile or manufactured home is in a secured community or a community with features like a community watch or a fire department nearby, it may positively impact your rates.
The materials and quality of construction can influence how resistant a home is to certain types of damage.
Some insurers use an insurance score, which is similar to a credit score but specifically geared towards predicting insurance losses.
While AZ has a lot of laws and regulations that safeguard the interests of mobile home tenants and owners all around the state, it is important to keep tuned into the local laws and regulations in your area! For San Tan Valley, we have a few tips to keep in mind when choosing the perfect home insurance solutions for you!
San Tan Valley offers a delightful blend of rural tranquility and outdoor adventure. The region is known for its stunning natural landscapes, golf courses, and family-friendly activities. Here are some of the top things you can do in and around San Tan Valley:
San Tan Valley presents a mixed picture when it comes to crime rates. While the community fares better than similarly sized cities across the U.S., it still has a crime rate that is higher than the national average and above that of more than half of the communities in Arizona. Given that both violent and property crimes are above-average, the need for targeted, effective crime prevention strategies is evident. This could include stronger police patrols in high-crime areas, community engagement initiatives, and public awareness campaigns to help residents protect themselves and their property. Residents should also take proactive steps, such as installing home security systems and being vigilant about their surroundings, to reduce the risk of falling victim to crime.
Besides the main policy limit, be aware of any sub limits for specific categories of items, like jewelry, artwork, or electronics. You might need additional coverage or endorsements for items that exceed these sublimits.
Inquire about circumstances under which your rates could increase, such as filing a claim or if there are significant weather events in your area, even if you didn't file a claim.
In case of major repairs or if your mobile home becomes uninhabitable, some policies offer coverage for temporary living expenses. Check if this is included or available as an optional add-on.
Many insurers can offer a discount if you meet certain criteria. For example, you may be able to get a discount for adding additional policies, or if you have security systems already installed. Don't be afraid to ask - it never hurts to see if you could get a better deal!
While understanding what is covered is essential, it's equally crucial to know what's not covered. Be clear on any policy exclusions or limitations.
Some policies offer inflation protection, which automatically adjusts your coverage limits each year to account for inflation. This ensures that you always have adequate coverage as the value of your home and belongings increases over time.
While cost should not be the only factor to consider, it is important to evaluate the affordability of the insurance policies you are considering. Obtain quotes from multiple providers and compare them, ensuring you understand the coverage details associated with each quote. Additionally, inquire about any available discounts, such as bundling home and auto insurance or installing security features in your manufactured home, as these can help reduce your premium costs.
Mobile homes account for roughly 15 percent of Arizona’s total housing units – which equals out to around 305,000 mobile home units in The Great Grand Canyon State!
Within most regulated areas of Arizona, a multi-sectional manufactured home can be placed in any location in which a site-built home is permitted.
A single wide mobile home can also be placed in any location in which a site-built home is permitted, in a mobile home subdivision, or in a mobile home park – all that you need is a development permit handy!
The MVD is responsible for issuing certificates of title to mobile homes.
To apply for a mobile home title, you need to contact MVD and upload the necessary documents in your AZ MVD Now account.
When completing an affidavit of affixture, you will surrender the title(s) of the mobile home to MVD.
MVD will then issue a receipt for the surrender of the title(s).
If you are buying a used mobile home from a company, business, or mobile home park, make sure to receive a business card or other proof that the person who signed the back of the title as the seller is affiliated with that entity.
The Mobile Home Relocation Fund is a state sponsored aid package that is administered by the Arizona Department of Fire, Building and Life Safety (see https://www.dfbls.az.gov/lta/relocation.aspx). If you are a mobile home park tenant, you may have access to money from the Mobile
Unlike certain coastal states, Arizona doesn’t have a coastal property insurance pool. Therefore, mobile home owners in Arizona need to look for insurance through private providers.
Even though it’s not a legal requirement in Arizona, mobile home insurance is often a wise investment to safeguard your property. Read through the following guides to help familiarize yourself with rules and regulations in Arizona:
Adding policy options to a basic insurance plan is a common practice in the mobile home insurance industry. While the events covered in mobile home policies are similar across all states, additional coverage options, known as add-ons, endorsements, and riders, may vary depending on your location and insurance provider. Each of these options comes at an additional cost that can be customized according to your needs.
It is crucial to review your policy and consult with your insurance company to identify what is covered, as well as what is not, before deciding which add-ons, endorsements, or riders to add to your policy.
Exclusions eliminate coverage for certain risks that are considered unwanted or already covered by other policies. Some examples of exclusions include:
Earthquakes are a significant exclusion in mobile home policies in Arizona due to the area’s higher susceptibility to earthquakes. It is important for mobile homeowners to understand the coverage limitations in case of earthquake damage.
Arizona has passed a law that forbids cities and counties from enacting or enforcing breed-based dog regulations. This new law aligns with the trend of 20 other states having “BSL-preemption” laws that restrict Breed-Specific Legislation (BSL) at the local level.
It’s essential to compare quotes from various insurance providers and work with local agencies that understand San Tan Valley’s specific risks. You also need to be vocal about being able to customize your policy to cover specific needs like monsoon or dust storm damages. Always remember to ask about any available discounts that you may be eligible for!
These are some things you should look out for in an insurance plan for San Tan Valley:
