Covertree’s Comprehensive Guide
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When looking for insurance, ensure that the policy explicitly covers manufactured homes. These homes have unique features and risks that may require specialized coverage different from traditional homeowners insurance.
Depending on your specific circumstances, you may want to consider additional coverage options such as flood insurance, windstorm insurance, or coverage for detached structures or outbuildings. Assess your risks and determine if these additional coverages are necessary.
Review the deductibles and premiums associated with each insurance policy. The deductible is the amount you would have to pay out-of-pocket before the insurance coverage kicks in. Ensure that the premiums are affordable and the deductibles are reasonable for your budget.
Finally, collect quotes from different insurance providers based on the coverage options, deductibles, and premiums discussed. Review and compare the quotes to determine which policy offers the best value for your mobile, manufactured, or pre-fab home insurance needs!
Check if the insurance company provides flexible payment options, such as monthly, quarterly, or annual payments. Some companies might offer discounts for setting up automatic payments.
Understand the underwriting process of the insurance company. Some companies may require inspections or photos of the mobile home before providing coverage.
Travel trailers, camping trailers, and
motor homes are typically insured under automobile, recreational vehicle, or special
policies.
The Michigan Department of Insurance and Financial Services (DIFS) plays a crucial role in assisting and protecting consumers in Michigan when it comes to insurance and financial services matters. As a dedicated regulatory body, DIFS provides valuable consumer information and actively investigates complaints filed against insurance providers and financial service entities. Moreover, DIFS offers support to consumers in resolving disputes related to insurance and financial services.
Address: 1993 Arbor Woods Boulevard, Ypsilanti, MI 48198
Availability: 3 Homes for Sale, Rental Homes Available, Vacant Sites Available
Pet Policies: Two small dogs allowed
Description: Arbor Woods is an all-ages manufactured home community in Ypsilanti, Michigan. It offers a range of amenities, including a clubhouse, playground, sidewalks, swimming pool, and recreational facilities. The community was established in 1994 and consists of 458 sites. It is approximately 2.5 miles from water.
Address: 6988 Mckean, Ypsilanti, MI 48197
Availability: 4 Homes for Sale, Rental Homes Available, Vacant Sites Available
Pet Policies: Two small dogs allowed
Description: Swan Creek is another all-ages manufactured home community in Ypsilanti, Michigan. Similar to Arbor Woods, it features a clubhouse, playground, sidewalks, swimming pool, and recreational facilities. The community was established in 1989 and consists of 294 sites. It is approximately 1 mile from water.
Address: 3375 East Michigan Avenue, Ypsilanti, MI 48198
Availability: 6 Homes for Sale, Rental Homes Available
Pet Policies: Pets are allowed, but there are breed restrictions.
Description: Timberlands is an all-ages manufactured home community located in Ypsilanti, Michigan. This community offers various amenities, including a playground, clubhouse, sidewalks, swimming pool, basketball court, and planned social activities. Timberlands was established in 1968 and consists of 184 sites. It is approximately 1.6 miles from water.
Finding the Best Mobile Home Insurance in Ypsilanti, MI
References:
CoverTree Inc. (CoverTree) is a Program Administrator for CoverTree’s Manufactured Home Program, underwritten by Markel American Insurance Company (Markel), located at 4521 Highwoods Parkway, Glen Allen, VA 23060. CoverTree is acting as the agent of Markel in selling insurance policies. CoverTree receives compensation based on the premiums for the insurance policies sold. Further information is available upon request. Subject to underwriting guidelines, review, and approval. Use of Covertree is subject to our Terms of Use, Privacy Policy, and Licenses.
CoverTree operates in the state of California (CA) as MHTree Insurance Services with CA license# 6009070.
Products and discounts not available to all persons in all states. All decisions regarding any insurance products, including approval for coverage, premium, commissions and fees, will be made solely by the insurer underwriting the insurance under the insurer’s then-current criteria. All insurance products are governed by the terms, conditions, limitations and exclusions set forth in the applicable insurance policy. Please see a copy of your policy for the full terms, conditions and exclusions. Any information on the Site does not in any way alter, supplement, or amend the terms, conditions, limitations, or exclusions of the applicable insurance policy and is intended only as a brief summary of such insurance products. Policy obligations are the sole responsibility of the issuing insurance carrier.
Rating as of March 1, 2022. AM Best ratings are under continuous review and subject to change. Please refer to Markel’s website for the most current information. The rating represents the overall financial status of Markel American Insurance Company, and is not a recommendation of the specific policy provisions, rates or practices of the issuing insurance company.
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