Covertree’s Comprehensive Guide
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When looking for insurance, ensure that the policy explicitly covers manufactured homes. These homes have unique features and risks that may require specialized coverage different from traditional homeowners insurance.
Finally, collect quotes from different insurance providers based on the coverage options, deductibles, and premiums discussed. Review and compare the quotes to determine which policy offers the best value for your mobile, manufactured, or pre-fab home insurance needs!
Review the deductibles and premiums associated with each insurance policy. The deductible is the amount you would have to pay out-of-pocket before the insurance coverage kicks in. Ensure that the premiums are affordable and the deductibles are reasonable for your budget.
Pay attention to the location of your manufactured home. Factors like proximity to flood zones, bodies of water, or areas prone to natural disasters may necessitate additional coverage like flood insurance or coverage for specific perils common to the area.
Many insurers can offer a discount if you meet certain criteria. For example, you may be able to get a discount for adding additional policies, or if you have security systems already installed. Don't be afraid to ask - it never hurts to see if you could get a better deal!
Want to talk to someone with experience in the field? Reach out to an independent insurance agent who can help you choose the right policy for your needs.
Travel trailers, camping trailers, and
motor homes are typically insured under automobile, recreational vehicle, or special
policies.
The Michigan Department of Insurance and Financial Services (DIFS) plays a crucial role in assisting and protecting consumers in Michigan when it comes to insurance and financial services matters. As a dedicated regulatory body, DIFS provides valuable consumer information and actively investigates complaints filed against insurance providers and financial service entities. Moreover, DIFS offers support to consumers in resolving disputes related to insurance and financial services.
Address: 5374 E. Deadwood Drive, Portage, MI 49002
Community Type: All Ages Community
Availability: Tour this Park, Preferred Date options available
Community Features: Pets Allowed (Contact Community for Details), Off-Street Parking, Playground, Clubhouse, Sidewalks, Street Width: Average,
Street Type: Paved
Year Built: 1968
Number of Sites: 612
Multisection Homes: 10%
Homes w/ Peaked Roofs: 20%
Homes w/ Lap Siding: 95%
Distance to water: 1.8 Miles
Amenities: Boat/RV Storage
Address: 7200 Lovers Lane, Portage, MI 49002
Community Type: Age-Restricted (55+) Community
Availability: Tour this Park, Preferred Date options available
Community Features: Pets Allowed (Under 15 lbs; no aggressive breeds), Off-Street Parking, Street Width: Average, Street Type: Paved, Age
Restrictions: Yes - Senior Community
Year Built: 1989
Number of Sites: 134
Multisection Homes: 90%
Homes w/ Peaked Roofs: 100%
Homes w/ Lap Siding: 100%
Distance to water: 1.4 Miles
Address: 11247 Portage Road, Portage, MI 49002
Community Type: All Ages Community
Availability: Tour this Park, Preferred Date options available
Community Features: Pets Allowed (No vicious breeds), Off-Street Parking,
Street Width: Average, Street Type: Paved, Age Restrictions: No
Year Built: 1960
Number of Sites: 81
Multisection Homes: 25%
Homes w/ Peaked Roofs: 25%
Homes w/ Lap Siding: 25%
Distance to water: 0.4 Miles
Finding the Best Mobile Home Insurance in Portage, MI
References:
CoverTree Inc. (CoverTree) is a Program Administrator for CoverTree’s Manufactured Home Program, underwritten by Markel American Insurance Company (Markel), located at 4521 Highwoods Parkway, Glen Allen, VA 23060. CoverTree is acting as the agent of Markel in selling insurance policies. CoverTree receives compensation based on the premiums for the insurance policies sold. Further information is available upon request. Subject to underwriting guidelines, review, and approval. Use of Covertree is subject to our Terms of Use, Privacy Policy, and Licenses.
CoverTree operates in the state of California (CA) as MHTree Insurance Services with CA license# 6009070.
Products and discounts not available to all persons in all states. All decisions regarding any insurance products, including approval for coverage, premium, commissions and fees, will be made solely by the insurer underwriting the insurance under the insurer’s then-current criteria. All insurance products are governed by the terms, conditions, limitations and exclusions set forth in the applicable insurance policy. Please see a copy of your policy for the full terms, conditions and exclusions. Any information on the Site does not in any way alter, supplement, or amend the terms, conditions, limitations, or exclusions of the applicable insurance policy and is intended only as a brief summary of such insurance products. Policy obligations are the sole responsibility of the issuing insurance carrier.
Rating as of March 1, 2022. AM Best ratings are under continuous review and subject to change. Please refer to Markel’s website for the most current information. The rating represents the overall financial status of Markel American Insurance Company, and is not a recommendation of the specific policy provisions, rates or practices of the issuing insurance company.
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