Damages from pests or infestations.
These sections define terms like renewal, nonrenewal, and cancellation, and clarify the scope of the article, which covers all property and casualty insurance except automobile insurance.
Insurers are restricted in how they can cancel or non renew policies. Specific reasons for cancellation are outlined, and insurers are required to provide adequate notice to policyholders.
Details the procedures for non renewing policies, including notice requirements and stated reasons for nonrenewal.
Insurers must provide renewal terms and premium information in a timely manner.
Insurers must inform policyholders about potential discounts for windstorm mitigation measures and other relevant policy details.
It’s unlawful to cancel, nonrenew, or renew policies in a manner not compliant with these regulations.
Specific provisions for medical malpractice policies for licensed health care providers.
Exemptions from liability for actions taken in performance of duties under this article.
Insurers cannot nonrenew homeowners’ policies simply because the insured filed a claim for damages resulting from an act of God.
Outlines the fees associated with various services and procedures.
Finding the Best Mobile Home Insurance in Mount Pleasant, SC
Reasoning: Mount Pleasant, SC, is located along the coast and can experience severe windstorms and hail. This endorsement offers additional protection against wind and hail-related damages for mobile and manufactured homes.
Reasoning: Mount Pleasant is located near bodies of water and may be at risk of flooding. Flood insurance is crucial to protect your property from water damage.
Reasoning: Coastal properties may have unique risks in terms of wind, storms, and erosion. This coverage provides additional protection specific to coastal properties.
Reasoning: If you live in a mobile home park in Mount Pleasant, this endorsement provides liability coverage tailored to the unique risks associated with park communities.
Reasoning: Mount Pleasant can experience hailstorms, and they can cause damage to RVs. This endorsement provides additional protection against hail-related damages for RVs.
Reasoning: Mount Pleasant experiences heavy rainfall and is located near bodies of water, increasing the risk of water damage to RVs. Water damage coverage helps protect your RV from water-related damages.
Reasoning: Coastal areas may have unique risks for RVs, including wind, storms, and saltwater damage. This coverage provides additional protection specific to coastal properties.
Reasoning: While traveling in and around Mount Pleasant, having RV roadside assistance coverage can provide peace of mind in case of breakdowns or other unforeseen incidents.