Any questions?
(877) 417-8733

Manage Payments
Get covered

Protect Your Manufactured Home in Hoover, AL

Covertree’s Comprehensive Guide

Powered by

Disclaimer: Data Accuracy and Sources

The data in the Covertree Resources section is from publicly available sources last updated in December 2022. We provide source links for verification. However, we can't guarantee accuracy. Rely on this data at your own discretion. For specific advice, consult professionals.

A Guide to Mobile Home Insurance in Hoover, AL: Costs, Coverage, and Considerations

Welcome to Hoover, Alabama- a city that elegantly balances the buzz of modern living with the serenity of nature and the warmth of a close-knit community. Nestled in the foothills of the Appalachian Mountains, Hoover, Alabama, stands as a testament to suburban sophistication blended with the charm of Southern hospitality.

As you explore the city of Hoover, let the contemporary allure of this dynamic community captivate you. Known for the Riverchase Galleria, one of the largest shopping centers in the Southeast, Hoover is a haven for those who seek the finer things in life. The Galleria, with its grand architecture and plethora of shops, epitomizes the city's commitment to providing an upscale, diverse retail experience.

But Hoover’s appeal extends far beyond its urban sophistication. The city is embraced by the beauty of the natural world, most notably at Moss Rock Preserve. This hidden gem, with its stunning rock formations, cascading waterfalls, and miles of hiking trails, offers an oasis of tranquility and an invitation to explore the untamed beauty of Alabama’s landscapes.

In Hoover, the arts and culture scene flourishes, adding vibrancy to the community fabric. The city hosts numerous events and festivals throughout the year, such as the Hoover Hayride and Family Night, celebrating community spirit and togetherness. The Hoover Metropolitan Complex, a hub for sports, events, and conventions, is a symbol of the city's dynamic and active lifestyle. Education and innovation are at the heart of Hoover. The city's schools are known for their academic excellence, shaping the minds of future generations. Additionally, Hoover's proximity to Birmingham provides access to top-tier universities, research institutions, and medical facilities, fostering a culture of learning and advancement.

When it comes to culinary experiences, Hoover offers a delightful array of options. From Southern comfort food to international cuisine, the city's dining scene is as diverse as its population. Each restaurant and eatery in Hoover tells a story, offering flavors that are both familiar and excitingly new.

Community life in Hoover is enriched by its green spaces and recreational facilities. The Aldridge Gardens, with its stunning hydrangea collection and peaceful lake, provides a picturesque setting for relaxation and reflection. The city's numerous parks and sports complexes cater to families and individuals who value active, outdoor lifestyles.

Hoover, with its blend of modern amenities, natural beauty, and vibrant community life, is more than just a place to live; it's a place to thrive. Whether you're drawn by its retail paradise, enchanted by its natural wonders, or engaged in its community activities, Hoover invites you to be part of a city that's constantly evolving, yet always welcoming. In Hoover, Alabama, experience the harmony of progress and tradition, innovation and nature, all coming together to create a living experience that is both enriching and enchanting.

Understanding Mobile Home Insurance in Alabama

General Facts about Mobile Home Insurance in Alabama:

Manufactured homes account for about 16% of Alabama’s housing market, almost double the national average​​.

Eligible individuals cannot be denied insurance solely based on the age of their house, its location, or the type of neighborhood they reside in.
Unlike some other insurance coverages, law in Michigan does not mandate homeowners insurance. However, if you are financing your home, your lender will require you to purchase insurance to protect their financial interest.
Michigan law defines an “eligible person” for mobile home insurance as someone who owns or lives in a mobile home. Mobile home insurance policies are similar to conventional homeowners’ policies but include specific provisions for mobile homes.
Mobile home insurance in Michigan typically provides coverage for risks specific to the state, such as damage from severe weather events like floods, windstorms, and tornadoes.
Mobile home insurance regulations may vary from state to state and even within different localities in Michigan. Working with a knowledgeable insurance agent can help you understand and comply with the specific requirements in your area.
Mobile home insurance policies are similar to those of conventional homes but come with additional provisions specific to mobile homes. They often include coverage for moving your home to avoid damage from floods, windstorms, and other perils.
Travel trailers, camping trailers, and motor homes are typically insured under automobile, recreational vehicle, or special policies.
Travel trailers, camping trailers, and motor homes are typically insured under automobile, recreational vehicle, or special policies.

Insurance quotes are adjustable to fit different budgets, ensuring affordability for homeowners.

Coverage Options for Mobile Home Insurance in Alabama:

Manufactured homes account for about 16% of Alabama’s housing market, almost double the national average​​.
Eligible individuals cannot be denied insurance solely based on the age of their house, its location, or the type of neighborhood they reside in.
Unlike some other insurance coverages, law in Michigan does not mandate homeowners insurance. However, if you are financing your home, your lender will require you to purchase insurance to protect their financial interest.
Michigan law defines an “eligible person” for mobile home insurance as someone who owns or lives in a mobile home. Mobile home insurance policies are similar to conventional homeowners’ policies but include specific provisions for mobile homes.
Mobile home insurance in Michigan typically provides coverage for risks specific to the state, such as damage from severe weather events like floods, windstorms, and tornadoes.
Mobile home insurance regulations may vary from state to state and even within different localities in Michigan. Working with a knowledgeable insurance agent can help you understand and comply with the specific requirements in your area.
Mobile home insurance policies are similar to those of conventional homes but come with additional provisions specific to mobile homes. They often include coverage for moving your home to avoid damage from floods, windstorms, and other perils.
Travel trailers, camping trailers, and motor homes are typically insured under automobile, recreational vehicle, or special policies.
Travel trailers, camping trailers, and motor homes are typically insured under automobile, recreational vehicle, or special policies.
Insurance quotes are adjustable to fit different budgets, ensuring affordability for homeowners.

Do I Need Mobile Home Insurance in Alabama

Homeowners insurance isn't required by Alabama state law, but your mortgage lender will likely require you to have it.

Insurance for manufactured homes in Alabama is essential and similar to traditional site-built homes, encompassing structure, liability, and personal property coverage. Despite common misconceptions, manufactured homes don't inherently carry additional insurance risks.

However, insurance rates can vary significantly by state, often influenced by local weather patterns and natural disaster risks. In Alabama, homeowners insurance costs are above the national average, with state-specific regulations impacting policies. The Alabama Manufactured Housing Association (AMHA) has been advocating for the industry since 1968, ensuring quality and affordable housing options are available, underscoring the importance of proper insurance for homeownership.

RV Insurance in Alabama: A Guide for Outdoor Enthusiasts .

Coverage Options for Mobile Home Insurance in Alabama:

  • Motorhomes need insurance since they’re driven, not towed.
  • Towed RVs like campers may not require insurance, except when financed.
  • RVs require standard vehicular insurance, including bodily injury, property damage liability, and uninsured motorist coverage.
  • Optional coverages include comprehensive, collision, and personal injury protection.
  • Total Loss Replacement, custom equipment, and vacation liability cater to RV-specific needs.
  • Roadside assistance and personal effects coverage safeguard against unexpected travel incidents.
  • RV policies can insure personal-use RVs for up to 250 days annually.
  • Choose from various settlement options like Agreed Value or Replacement Cost for total losses.
  • Look for 24/7 customer support and skilled claims teams from insurers.
  • Discounts may be available for safe drivers, original owners, and multi-policy bundles.

Always ensure your RV insurance aligns with Alabama's regulations and your lifestyle needs. Whether exploring the Gulf Shores or tailgating at a Crimson Tide game, proper coverage ensures peace of mind on every journey.

Unique Considerations for Alabama Mobile Home Insurance

Here are 10 unique considerations for owners of manufactured, mobile, modular, or RV homes in Alabama:

Alabama law may require specific foundation standards for anchoring manufactured homes for safety and insurance eligibility.

Familiarize with Alabama’s unique regulations for manufactured homes, including titling and installation standards.

  • RV policies can insure personal-use RVs for up to 250 days annually.
  • Choose from various settlement options like Agreed Value or Replacement Cost for total losses.
  • Look for 24/7 customer support and skilled claims teams from insurers.
  • Discounts may be available for safe drivers, original owners, and multi-policy bundles.
  • Look for 24/7 customer support and skilled claims teams from insurers.
  • Discounts may be available for safe drivers, original owners, and multi-policy bundles.

Implementing storm safety features can qualify homeowners for insurance discounts in Alabama.

Understanding how your manufactured home is taxed in Alabama, which can differ based on whether it’s classified as personal property or real estate.

Due to the state’s climate, regular maintenance to combat humidity and heat is crucial for preserving the home’s condition and insurance compliance.

Living in a manufactured home community in Alabama may come with specific rules or standards that impact insurance and living conditions.

Tips for Purchasing RV or Mobile & Manufactured Home Insurance in Alabama:

When purchasing RV or mobile and manufactured home insurance in Alabama, consider these tips:

  • Assess Natural Disaster Coverage: Ensure policies cover Alabama-specific risks like tornadoes and hurricanes.
  • Verify Flood Insurance Needs: Since standard policies don't cover floods, consider additional coverage, particularly if you're in a flood zone.
  • Understand State Regulations: Be aware of Alabama's unique requirements for mobile home setup and anchoring, which can affect insurance eligibility.
  • Consider Liability Limits: Given the higher risks associated with mobile homes, opt for higher liability coverage.
  • Look for Wind Mitigation Discounts: Alabama insurers may offer discounts for homes with storm-resistant features.
  • Compare Replacement Cost vs. Actual Cash Value: Decide if you need coverage that pays for a new RV/home or its depreciated value.
  • Check Zoning Laws Compliance: Ensure your mobile home meets local zoning and installation laws, which can impact insurance.
  • Document Personal Property: Keep an inventory of personal belongings in your RV/home for accurate personal property coverage.
  • Plan for Maintenance: Regular maintenance can prevent issues that might lead to insurance claims.
  • Work with Specialized Agents: Seek agents experienced in non-traditional home insurance for tailored advice and coverage options in Alabama.

Choosing the Right Mobile Home Insurance for Hoover, AL

Weather & Environmental Risks:

  • Description: Hoover experiences intense UV radiation, especially in the summer months. This can lead to extreme heat conditions.
  • Implications for Mobile/Manufactured Homes and RV Owners:
    • Increased Cooling Needs: A greater reliance on air conditioning to maintain comfortable temperatures.
    • Health Risks: Exposure to high UV levels can be harmful, necessitating protective measures like staying indoors during peak hours.
    • Energy Consumption: Higher energy bills due to the need for constant cooling.
  • Description: Though not frequent, snowfall can occur in Hoover, leading to hazardous road conditions and potential city facility closures.
  • Implications for Mobile/Manufactured Homes and RV Owners:
    • Mobility Issues: Travel can become dangerous or impossible, affecting those living in RVs or needing to relocate mobile homes.
    • Insulation Concerns: Ensuring adequate insulation is critical to prevent heat loss during cold snaps.
    • Emergency Preparedness: Keeping a stock of essentials, as road closures can limit access to supplies.
  • Description: Hoover has a higher-than-average risk of tornadoes and severe storms, which can include strong winds and heavy rainfall.
  • Implications for Mobile/Manufactured Homes and RV Owners:
    • Structural Vulnerability: These homes are more susceptible to damage from high winds and flying debris.
    • Evacuation Plans: Knowing the nearest storm shelter and having an evacuation plan is crucial.
    • Emergency Kit: Maintaining an emergency kit with essentials, including a weather radio, is important for quick response during severe weather alerts.
  • Stay Updated: Regularly check weather forecasts and alerts, especially during known severe weather seasons.
  • UV Protection: Utilize sun protection, such as sunscreen and shade, during high UV index days.
  • Winter Preparations: Prepare homes for winter weather with adequate insulation and emergency supplies.
  • Tornado Preparedness: Identify a safe room or a nearby shelter for tornadoes; practice a family emergency plan.
  • Insurance Coverage: Ensure insurance policies cover weather-related risks, particularly for damage from tornadoes and storms.

Residents of Hoover, especially those in mobile/manufactured homes and RVs, need to be aware of and prepared for the diverse weather risks presented by extreme heat, snow, and severe storms including tornadoes. Proactive preparation and staying informed are key to ensuring safety and minimizing the impact of these weather challenges.

Recommended Attractions in/around Hoover:

Hoover, Alabama, is a vibrant city known for its beautiful parks, shopping centers, and various family-friendly attractions. Here’s a guide to some of the top-rated attractions and activities in Hoover:

  • Location: 3530 Lorna Road, Hoover, AL 35216
  • Highlights: 30-acre garden famous for its hydrangeas, a lake, and walking trails.
  • Ideal for: Nature lovers, families, and photographers.
  • Address: 617 Preserve Parkway, Hoover, AL 35216
  • Features: 250-acre nature preserve with hiking trails, waterfalls, and rock formations.
  • Activities: Hiking, nature observation, and photography.
  • Location: 3437 Loch Haven Drive, Hoover, AL
  • Facilities: Separate areas for small and large dogs, agility equipment, water fountains.
  • Perfect for: Dog owners and pets.
  • Address: 2000 Riverchase Galleria Drive, Hoover, AL 35244
  • Features: Large shopping center with a variety of stores, restaurants, and children’s playgrounds.
  • Ideal for: Shopping enthusiasts and families.
  • Location: 181 Main St, Ste 225, Hoover, AL 35244
  • Highlights: Collection of original and limited edition art by Thomas Kinkade.
  • Best for: Art lovers and collectors.
  • Address: 6509 E.J. Oliver Blvd, Hoover, AL 35226
  • Exhibits: Historic radio equipment from the 1920s, historical documents, control room artifacts.
  • Recommended for: History enthusiasts and technology buffs.
  • Location: 585 Shades Crest Road, Birmingham, AL 35226
  • Type: Small music venue for folk, Americana, roots, country, and bluegrass music.
  • Capacity: Intimate setting for 85 to 100 people.
  • Address: 277 Lyon Lane, Birmingham, AL
  • Features: 12 miles of hiking and biking trails, six-acre dog park, scenic areas.
  • Activities: Hiking, mountain biking, dog walking.
  • Location: 9340 Helena Road, Pelham, AL 35080
  • Highlights: Pub and restaurant with a variety of beers, pub food, live music on Wednesdays.
  • Ideal for: Casual dining and entertainment.
  • Address: 300 Oakleigh Pl, Mobile, AL 36604
  • Highlights: A historic mansion offering insights into the local history and culture.
  • Cost: Affordable tour prices with discounts for seniors and children.
  • Address: 300 Bowling Ln, Pelham, AL 35124
  • Facilities: 32-lane bowling center, snack bar, cosmic bowling, lounge with beverages and pool table.
  • Perfect for: Family outings and group entertainment.
  • Veterans Park: A spacious park with walking trails, picnic areas, and sports facilities.
  • StarDome Comedy Club: A popular venue for comedy shows and performances.
  • Painting with a Twist: Creative art sessions where you can paint while enjoying your favorite beverage.
  • Hoover Metropolitan Complex: A sports complex hosting various events and games.
  • Front Porch: A family-friendly restaurant with a cozy ambiance and delicious meals.
  • Transportation: Hoover is accessible by car, and having a vehicle is convenient for exploring the city.
  • Accommodations: Various hotels and lodging options are available for different budgets.
  • Events: Check local listings for events happening at the Riverchase Galleria and other venues.

Transportation: Hoover is accessible by car, and having a vehicle is convenient for exploring the city. Accommodations: Various hotels and lodging options are available for different budgets. Events: Check local listings for events happening at the Riverchase Galleria and other venues.

Property Crimes

Violent Crime

  • Prevalence: Average, similar to the national average.
  • Types of Crime: Armed robbery, aggravated assault, rape, murder, and non-negligent manslaughter.
  • Risk Factor: 1 in 701 chance of being a victim.
  • Comparison: On par with the average across all community sizes in the U.S.

Property Crime

  • Frequency: Moderately high.
  • Types of Crime: Includes motor vehicle theft, arson, larceny, and burglary.
  • Risk Factor: 1 in 50 chance of experiencing property crime.

General Crime Insights

  • Overall Crime Rate: 22 crimes per thousand residents.
  • State Comparison: Higher than 65% of Alabama communities.
  • National Comparison: Middle of the pack for communities of similar size.

Safety Recommendations for Hoover Residents

  • Install quality locks and security systems.
  • Use surveillance cameras and motion detectors.
  • Participate in neighborhood watch programs.
  • Build a network with neighbors for mutual safety.
  • Keep valuables in secure, hidden places.
  • Avoid leaving items in plain sight, especially in cars.
  • Keep up with local crime reports and safety advisories.
  • Utilize apps or community groups for real-time updates.
  • Report suspicious activities or individuals to law enforcement immediately.

By following these safety measures, residents can help lower their risk of becoming crime victims and contribute to the overall safety of the Hoover community.

Additional Tips:

RV Solar Panel Installation and Insurance

1) Consider the benefits of solar panels for your RV.

2) Check how solar installation affects your insurance rates.

3) Ensure proper installation to avoid damage and maximize benefits.

Landscaping Around Your Mobile Home

1) Use landscaping to enhance your home's appeal and protection.

2) Be aware of how landscaping can affect your home's safety.

3) Choose plants and structures that are easy to maintain.

Alabama College Football RV Tailgating

1) Tips for a safe and enjoyable tailgating experience.

2) Know the rules and regulations of tailgating at college stadiums.

3) Protect your RV and belongings during busy game days.

Mobile Home Roof Maintenance and Insurance

1) Regularly inspect and maintain your roof to prevent leaks.

2) Understand how roof condition affects your insurance rates.

3) Consider upgrades or improvements for better protection.

RV Towing Laws in Alabama

1) Familiarize yourself with Alabama's RV towing regulations.

2) Ensure your vehicle meets state requirements for towing.

3) Know the implications of towing on your insurance policy.

Protecting Your Mobile Home from Humidity

1) Strategies to reduce humidity and prevent mold growth.

2) Importance of ventilation and dehumidifiers.

3) How humidity impacts your home's structure and insurance

Did You Know?

In Hoover, AL mobile homes must be titled with the Secretary of State.

Alabama Mobile Home Facts

Mobile and Manufactured Home Insurance Statistics in Alabama:

Based on the 2017 American Community Survey by the U.S. Census Bureau, Alabama has 305,749 mobile homes, making up 13.5% of the state's total housing. Walker County has the highest percentage of mobile homes at 31.5%.

The presence of mobile homes varies by county, with the lowest being Jefferson County at 2.7% and others like Cullman County and St. Clair County had significantly higher percentages at 27.4% and 28.0% respectively. These figures highlight the importance of mobile homes in Alabama's housing landscape.

In Alabama, the ten counties with the highest percentage of mobile homes, as per the 2017 American Community Survey, are as follows:

  • Walker County: Leads with 31.5% of homes being mobile.
  • Cullman County: Follows closely with 27.4% mobile homes.
  • St. Clair County: Has a substantial 28.0% mobile homes.
  • DeKalb County: Reports 21.9% of homes as mobile.
  • Talladega County: Features 20.7% mobile homes.
  • Lee County: Contains 17.0% mobile homes.
  • Calhoun County: Accounts for 15.8% mobile homes.
  • Houston County: With 12.9% of the housing stock being mobile.
  • Limestone County: Holds 12.8% mobile homes.
  • Morgan County: Completes the list with 10.2% mobile homes.

Mobile Home Village

Analyzed large data pockets and were able to discern some interesting statistics about mobile homes and communities in the state:

  • The average price of a pre-owned mobile home is around $60500.
  • The average model year of a pre-owned manufactured home is 2010.
  • The average pre-owned home size is 1597 square feet.
  • The average sites in a manufactured home community stands at roughly 66.
  • The average year a mobile/manufactured community was developed is 1982.
  • There are 25 age-restricted communities and 567 all-age communities.

Mobile and Manufactured Home Insurance Statistics in Alabama:

Here's what you need to know about registering your home sweet mobile home in good ole’ Alabama:

Got a New Place?

You've got 30 days to register it—don't miss this, or you might get hit with a $10 penalty and a $15 citation fee. Ouch! And if you end up in court without your manufactured home decal, fines could soar up to $500 or even land you a short stay in the county jail.

Here's the deal on where to register:

Cozying up on Your Own Land?

Register with the Tax Assessor's Office if your name's on both the home and the land titles. Bought them as a package? You're in luck—no sales tax! Living there yourself? Claim your homestead. Have family staying over? It’s a bit more in taxes, but still a sweet deal. Any confusion? Just call the Tax Assessor at 256-532-3350 for a chat.

Just the Home?

Head over to the License Department if you own the home but not the land, or if you're renting it out. Remember, you've got to cover the sales tax and title fee if it's a 1990 model or newer from out-of-state. Mark your calendar! Registration ends on September 30 each year, and renewal time is from October 1 to November 30.

Selling or Buying?

Don't forget the Bill of Sale. Alabama dealers take care of sales tax, but out-of-state purchases need sales tax paid at the License Department. And don't try the old "$1 Bill of Sale" trick—it won't fly here!

Titles Are a Must for '92 Onwards!

If your manufactured home is a 1992 model or newer, you need a title. Alabama dealers will sort this out for you, but if you're buying from an individual, you'll need to sign off on the title with the License Department.

On the Move?

Before you hit the road, grab a move permit for $10. It's good for 14 days per module, and make sure your taxes or registration fees are all clear. Without it, you're looking at a class C misdemeanor and at least a $50 fine.

Set Up Fees?

Check with local inspection departments for any setup fees in the area where you're laying down roots.

What's the Damage to Your Wallet?

  • Registration: $24 for a single-wide, $48 for a double-wide or larger.
  • Commercial (Rental): $48 for a single-wide, $96 for a double-wide or larger.
  • Decal Issuance Fee: $5.75 each.
  • Title Fee for Manufactured Homes: $23.75 each.

Got a Manufactured Home That's 20 Years or Younger?

You can make it officially part of your property. Just match up the names on the home and land titles, and send in an application with all the right paperwork to the Department of Revenue. If you ever decide to move your home, you'll need to get a new title. And if your home is a vintage model over 20 years old, no title needed! Just so you know, this doesn't necessarily mean your home is considered real estate in all legal situations, but it does for tax purposes.

Learn about The Alabama Manufactured Housing Commission (AMHC)

The Alabama Manufactured Housing Commission (AMHC) oversees various aspects of manufactured homes through its rules and regulations. The key areas covered include:

Guidelines for the resale process to ensure transparency and fairness.

Standards for the construction and setup of manufactured buildings.

Requirements for the training and certification of those installing manufactured homes.

Regulations governing the safe transport of manufactured homes/buildings.

Protocols for the secure anchoring and blocking of structures, including the manufacturing of anchors and tie-downs.

Mandatory licensing and educational criteria for sales personnel in the industry.

Financial security measures required for operators within the sector.

Outlines the fees associated with various services and procedures.

The criteria for licensing entities involved in manufacturing and retail.

A system to resolve disputes between manufacturers, dealers, and consumers​​.

Alabama Coastal Property Insurance Pool - AIUA

The Alabama Insurance Underwriting Association (AIUA) is dedicated to providing essential insurance for property owners in Baldwin and Mobile counties who can't secure coverage through the private market.

Established in the early 1970s and codified in 2008, AIUA offers various deductible options and discounts for homes built to fortified standards or those with wind loss mitigation features. AIUA stresses the importance of maintaining insurable property conditions and encourages property owners to read policy details thoroughly, noting that flood insurance is required for properties in flood zones, as their policies do not cover flood damage.

Claims should be reported promptly via phone or online, and temporary repairs must be documented to prevent further damage. Payments are accepted via check, money order, or through an agent using credit card or ACH, but not in cash.

Know Your Rights:

Finding A Manufactured Home in Hoover, AL.

If you're in the market for a mobile or manufactured home in Hoover, it's important to have access to reliable and trustworthy information. We have compiled valuable information about the best local manufactured home dealers and communities in Hoover.

Hoover Met Complex RV Park

Location: Hoover, AL
Contact: (205) 739-7364, RVPark@HooverMetComplex.com
Features: 170 asphalt pull-through parking sites, power, sewer, water hook-ups, Wi-Fi access, trash service Amenities: Access to indoor walking track, pickleball courts, Hoover Heights, and Hoover Met Complex Tennis Center
Pricing: Daily Rates: $60/day (Apr-Oct), $50/day (Nov-Mar) Weekly Rates: $270/week (Apr-Oct), $260/week (Nov-Mar) Monthly Rates: $797/month (Apr-Oct), $785/month (Nov-Mar) Check-In & Check-Out: 1:00 PM CST (Check-In), 11:00 AM CST (Check-Out)
Promotions: Military discount, discounts at Hoover Heights and Tennis Center

Green Park South

Location: 301 Green Park S., Pelham, AL 35124
Contact: (205) 988-4051
Overview: Offers a comfortable living experience with onsite amenities and proximity to local attractions like Pelham Civic Complex & Ice Arena, Pelham Racquet Club, and Oak Mountain State Park
Amenities: Swimming pool, playground, clubhouse
Office Hours: Monday-Friday: 8 am-5 pm, Saturday-Sunday: Appointment only

Birmingham South RV Park

Location: 222 Co Rd 33, Pelham, AL 35124
Contact: (205) 664-8832
Features: 99 RV sites with water, sewer, and electrical service
Amenities: Pool, laundry facilities, playground, park Wi-Fi, game room, dog-friendly
Pricing: Various options available, from nightly value sites to extended stay spots
Local Attractions: Close to Birmingham, offering museums, sports, theater, restaurants

Each of these RV parks in Hoover and Pelham, AL, offers a range of amenities and features, catering to diverse needs and preferences for RV enthusiasts. For more detailed information or to make a reservation, contacting the respective park offices is recommended. These are just a few of the best local and national manufactured home retailers, manufacturers, dealers, and communities in Hoover, AL. When choosing a manufactured home, it's essential to do your research and find a reputable provider that meets your needs and budget.

Finding the Best Mobile Home Insurance in Hoover, AL.

It's essential to compare quotes from various insurance providers and work with local agencies that understand Mobile's specific risks. You also need to be vocal about being able to customize your policy to cover specific needs like monsoon or dust storm damages. Always remember to ask about any available discounts that you may be eligible for!

These are some things you should look out for in an insurance plan for Hoover:

For Mobile and Manufactured Home Owners or Renters in Hoover, AL:

Reasoning: Hoover is prone to tornadoes, making it vital to have coverage against tornado damages.

Reasoning: Given Hoover’s proximity to the Cahaba River, there’s an increased risk of flooding.

Reasoning: This provides liability coverage tailored to risks associated with living in a mobile home park.

For RV Owners in/visiting Hoover, AL:

Reasoning: Some areas in Hoover may have higher auto theft rates, necessitating protection against RV theft and vandalism.

Reasoning: As Hoover hosts various sporting events, this coverage offers liability protection for attending or hosting such events.

Reasoning: For those engaging in outdoor recreational activities in Hoover, this coverage offers necessary protection.

These endorsements are specifically chosen considering the unique weather, crime, and location-related risks in Hoover, AL. It's advisable to consult with a local insurance professional to tailor your coverage to your specific needs in this area

Now that you've got the lowdown on mobile home insurance coverage in Hoover Al, don't hesitate to get a CoverTree quote now.

References:

References: 

 

Understand

Choose

Facts

Communities

CoverTree Favicon

(877) 417-8733

team@covertree.com

Facebook Twitter Instagram Linkedin
Click here

Services

Company

Click here
Michigan Chamber of Commerce Logo
BBB - Accredited Business
Green Business Bureau Logo
Manufactured Housing Institute Member logo

CoverTree Inc. (CoverTree) is a Program Administrator for CoverTree’s Manufactured Home Program, underwritten by Markel American Insurance Company (Markel), located at 4521 Highwoods Parkway, Glen Allen, VA 23060. CoverTree is acting as the agent of Markel in selling insurance policies. CoverTree receives compensation based on the premiums for the insurance policies sold. Further information is available upon request. Subject to underwriting guidelines, review, and approval. Use of Covertree is subject to our Terms of Use, Privacy Policy, and Licenses. 

CoverTree operates in the state of California (CA) as MHTree Insurance Services with CA license# 6009070.

Products and discounts not available to all persons in all states. All decisions regarding any insurance products, including approval for coverage, premium, commissions and fees, will be made solely by the insurer underwriting the insurance under the insurer’s then-current criteria. All insurance products are governed by the terms, conditions, limitations and exclusions set forth in the applicable insurance policy. Please see a copy of your policy for the full terms, conditions and exclusions. Any information on the Site does not in any way alter, supplement, or amend the terms, conditions, limitations, or exclusions of the applicable insurance policy and is intended only as a brief summary of such insurance products. Policy obligations are the sole responsibility of the issuing insurance carrier.

Rating as of March 1, 2022. AM Best ratings are under continuous review and subject to change. Please refer to Markel’s website for the most current information. The rating represents the overall financial status of Markel American Insurance Company, and is not a recommendation of the specific policy provisions, rates or practices of the issuing insurance company.

Copyright © 2022 CoverTree Inc. All rights reserved

CoverTree Brand Logo

Any questions?
+1 (877) 417-8733

Enter your address for an instant quote.

Street Address

Based on your state, we can help you better on the phone

Call us at (877) 417-8733 or submit your information below

We don’t sell your data. By submitting your information, you are confirming that you have read our Privacy Policy and TCPA Disclosure .

A CoverTree team member will be in touch within an hour

We couldn’t locate your address...

Please make sure your address is clicked on from the dropdown menu. Double check for typos and try retyping your address. Ensure your unit/lot number is separate and in the box on the right.

If we still can’t find it, please give us a call at (877) 417-8733 or email us at team@covertree.com.

Please complete your address to get a quote