Disclaimer: Data Accuracy and Sources
The data in the Covertree Resources section is from publicly available sources last updated in December 2022. We provide source links for verification. However, we can’t guarantee accuracy. Rely on this data at your own discretion. For specific advice, consult professionals.
Welcome to Dothan, Alabama – a city where the warm embrace of Southern hospitality meets a rich tapestry of agricultural heritage and cultural vitality. Nestled in the southeastern corner of Alabama, affectionately known as the “Peanut Capital of the World,” Dothan offers a unique blend of small-town charm and spirited community life.
As you explore the streets of Dothan, immerse yourself in the city’s deep connection to the land. Celebrated for its bountiful peanut crops, Dothan pays homage to this legacy at the National Peanut Festival. This annual event, the largest peanut festival in the nation, is a testament to the city’s agricultural roots, featuring parades, agricultural displays, and, of course, a variety of peanut-related festivities.
But Dothan’s allure extends far beyond its agricultural acclaim. Dive into the city’s vibrant history at landmarks like the Dothan Area Botanical Gardens, where nature’s beauty is on full display, or the Wiregrass Museum of Art, which showcases the artistic talents of the region. The city’s commitment to preserving its past is also evident in the meticulously restored historical buildings that dot the downtown area.
Nature’s beauty is a constant companion in Dothan. The city is adorned with a network of parks and recreational areas, including the tranquil settings of Landmark Park, a living history farm and nature preserve. Here, amidst the whispering pines and gently rolling hills, you can connect with the natural world and enjoy the serene beauty of the Alabama landscape.
The heart of Dothan beats strongly in its community spirit and cultural celebrations. The city plays host to a variety of events throughout the year, from music festivals to art shows, each bringing together residents and visitors in a celebration of Dothan’s lively culture and warm community.
Culinary explorers will find delight in Dothan’s diverse food scene, where Southern comfort food is given pride of place alongside a range of international cuisines. Local diners, bustling cafes, and elegant restaurants offer dishes that are as rich in flavor as they are in history and tradition.
Education and progress are pillars of the Dothan community. The city boasts a range of educational institutions that cater to the aspirations of its residents, nurturing the minds of future generations. The spirit of innovation and growth is palpable, as Dothan continues to evolve while staying true to its roots.
In Dothan, every path leads to discovery, every moment is an invitation to experience the warmth of a community rich in history, culture, and southern charm. Welcome to Dothan, Alabama, where the stories of the past and the promises of the future are interwoven with the vibrant rhythms of today. Here, amidst the fields of peanuts and the echoes of a rich heritage, find a city that welcomes you with open arms and a heart full of Southern hospitality.
Manufactured homes account for about 16% of Alabama’s housing market, almost double the national average.
Michigan law defines an “eligible person” for mobile home insurance as someone who owns or lives in a mobile home. Mobile home insurance policies are similar to conventional homeowners’ policies but include specific provisions for mobile homes.
Mobile home insurance in Michigan typically provides coverage for risks specific to the state, such as damage from severe weather events like floods, windstorms, and tornadoes.
Insurance quotes are adjustable to fit different budgets, ensuring affordability for homeowners.
Homeowners insurance isn’t required by Alabama state law, but your mortgage lender will likely require you to have it.
Insurance for manufactured homes in Alabama is essential and similar to traditional site-built homes, encompassing structure, liability, and personal property coverage. Despite common misconceptions, manufactured homes don’t inherently carry additional insurance risks.
However, insurance rates can vary significantly by state, often influenced by local weather patterns and natural disaster risks. In Alabama, homeowners insurance costs are above the national average, with state-specific regulations impacting policies. The Alabama Manufactured Housing Association (AMHA) has been advocating for the industry since 1968, ensuring quality and affordable housing options are available, underscoring the importance of proper insurance for homeownership.
Here are 10 unique considerations for owners of manufactured, mobile, modular, or RV homes in Alabama:
Weather and Environmental Risks:
Residents of Dothan, especially those living in mobile/manufactured homes and RVs, need to be particularly vigilant about weather risks, including floods, severe winds, and tornadoes. Preparing for these events through proper planning, reinforcement, and staying informed is crucial for safety and minimizing potential damage.
1) Keeping your pets safe and comfortable in your RV.
2) Alabama's pet-friendly RV parks and facilities.
3) Adjusting your RV insurance to cover pet-related incidents.
1) Ways to conserve energy while on the road.
2) Benefits of energy-efficient appliances and practices in your RV.
3) How energy efficiency can reduce insurance costs.
1) Different foundation types and their impact on insurance.
2) Importance of a solid foundation for mobile home stability.
3) Regular foundation inspection and maintenance tips.
1) Installing a security system in your RV for peace of mind.
2) How enhanced security can lower insurance premiums.
3) Types of security systems suited for RVs.
1) Exploring Alabama's state parks with your RV.
2) Park-specific rules and insurance considerations.
3) Preparing for the unique environments of each state park.
1) Protecting windows against severe weather and theft.
2) Energy-efficient window upgrades and their insurance advantages.
3) Regular window maintenance to ensure safety and integrity.
Mobile and Manufactured Home Insurance Statistics in Alabama:
Based on the 2017 American Community Survey by the U.S. Census Bureau, Alabama has 305,749 mobile homes, making up 13.5% of the state’s total housing. Walker County has the highest percentage of mobile homes at 31.5%.
The presence of mobile homes varies by county, with the lowest being Jefferson County at 2.7% and others like Cullman County and St. Clair County had significantly higher percentages at 27.4% and 28.0% respectively. These figures highlight the importance of mobile homes in Alabama’s housing landscape.
In Alabama, the ten counties with the highest percentage of mobile homes, as per the 2017 American Community Survey, are as follows:
You’ve got 30 days to register it—don’t miss this, or you might get hit with a $10 penalty and a $15 citation fee. Ouch! And if you end up in court without your manufactured home decal, fines could soar up to $500 or even land you a short stay in the county jail.
Here’s the deal on where to register:
Register with the Tax Assessor’s Office if your name’s on both the home and the land titles. Bought them as a package? You’re in luck—no sales tax! Living there yourself? Claim your homestead. Have family staying over? It’s a bit more in taxes, but still a sweet deal. Any confusion? Just call the Tax Assessor at 256-532-3350 for a chat.
Head over to the License Department if you own the home but not the land, or if you’re renting it out. Remember, you’ve got to cover the sales tax and title fee if it’s a 1990 model or newer from out-of-state. Mark your calendar! Registration ends on September 30 each year, and renewal time is from October 1 to November 30.
Don’t forget the Bill of Sale. Alabama dealers take care of sales tax, but out-of-state purchases need sales tax paid at the License Department. And don’t try the old “$1 Bill of Sale” trick—it won’t fly here!
If your manufactured home is a 1992 model or newer, you need a title. Alabama dealers will sort this out for you, but if you’re buying from an individual, you’ll need to sign off on the title with the License Department.
Before you hit the road, grab a move permit for $10. It’s good for 14 days per module, and make sure your taxes or registration fees are all clear. Without it, you’re looking at a class C misdemeanor and at least a $50 fine.
Check with local inspection departments for any setup fees in the area where you’re laying down roots.
You can make it officially part of your property. Just match up the names on the home and land titles, and send in an application with all the right paperwork to the Department of Revenue. If you ever decide to move your home, you’ll need to get a new title. And if your home is a vintage model over 20 years old, no title needed! Just so you know, this doesn’t necessarily mean your home is considered real estate in all legal situations, but it does for tax purposes.
