Disclaimer: Data Accuracy and Sources
The data in the Covertree Resources section is from publicly available sources last updated in December 2022. We provide source links for verification. However, we can’t guarantee accuracy. Rely on this data at your own discretion. For specific advice, consult professionals.
Welcome to Muscle Shoals, Alabama – a place where the rhythm of the Tennessee River flows through the soul of music. Nestled in the heart of the state’s northwest corner, this small city holds a remarkable history, an indelible mark on the music industry, and a vibrant community spirit. From its legendary recording studios to its scenic natural wonders, Muscle Shoals invites you to immerse yourself in its unique charm.
In the heart of Muscle Shoals lies FAME Studios, a hallowed ground of soulful melodies and chart-topping hits. Founded by Rick Hall in 1959, FAME Studios became an iconic hub for recording artists seeking to capture the magic of Muscle Shoals’ distinctive sound. Legends like Aretha Franklin, Wilson Pickett, and Otis Redding graced its studios, imbuing their music with the soulful essence that defined the Muscle Shoals sound. Take a tour of FAME Studios and step into the footsteps of musical giants, witnessing firsthand the place where history was made.
Another legendary recording studio that calls Muscle Shoals home is Muscle Shoals Sound Studio. Established in 1969, this humble building on Jackson Highway became a mecca for rock ‘n’ roll, welcoming the likes of The Rolling Stones, Bob Dylan, and Lynyrd Skynyrd. Submerge yourself in the rich tapestry of music that has shaped the world by exploring this historic studio and soaking up the ambiance that has inspired countless musicians.
Beyond its captivating music legacy, Muscle Shoals offers a wealth of cultural attractions. The Alabama Music Hall of Fame celebrates the state’s musical heritage, honoring the contributions of renowned musicians who have left an indelible mark on the industry. Discover exhibits showcasing memorabilia, costumes, and records that pay homage to Alabama’s musical prowess.
Nature enthusiasts will find solace in the scenic wonders that surround Muscle Shoals. Wilson Dam and the accompanying Wilson Lock provide a picturesque setting for boating, fishing, and other water activities. Explore the expansive network of hiking trails in the nearby Natchez Trace Parkway or embark on a birdwatching adventure in the Wheeler National Wildlife Refuge. As you immerse yourself in nature, embrace the tranquility that fills the air.
Muscle Shoals goes beyond its attractions – it’s also a superb place to call home. Its close-knit community, low crime rates, and excellent schools make it an ideal destination for families. With a variety of housing options, including mobile, manufactured, and modular homes, Muscle Shoals offers affordable living without compromising on quality. Neighboring communities like Sheffield and Tuscumbia provide a welcoming atmosphere and a strong sense of community.
For RV enthusiasts and homeowners, Muscle Shoals is a haven of possibilities. RV parks like Singing River RV Park offer a comfortable and convenient base as you explore the city and its surroundings. Experience the special charm of the region, from the beauty of the Helen Keller Birthplace to the tranquility of the Cane Creek Canyon Nature Preserve. Revel in the freedom of the open road while knowing that you have a welcoming home base awaiting your return.
An obscure fact about Muscle Shoals is that it served as a backdrop for legendary collaborations. The Rolling Stones famously recorded their classic album “Sticky Fingers” in Muscle Shoals Sound Studio, immersing themselves in the city’s musical aura. This captivating piece of trivia adds an extra layer of allure to the city’s legendary music legacy.
Welcome to Muscle Shoals, Alabama – where the power of music reverberates through every street corner and the beauty of nature beckons at every turn. Whether you’re a fan of soulful melodies or seek solace in the great outdoors, Muscle Shoals offers an enchanting destination that captivates the senses and leaves a lasting impression. Immerse yourself in the rich tapestry of music and natural wonders, and discover why Muscle Shoals is a place where dreams come true.
Manufactured homes account for about 16% of Alabama’s housing market, almost double the national average.
Michigan law defines an “eligible person” for mobile home insurance as someone who owns or lives in a mobile home. Mobile home insurance policies are similar to conventional homeowners’ policies but include specific provisions for mobile homes.
Mobile home insurance in Michigan typically provides coverage for risks specific to the state, such as damage from severe weather events like floods, windstorms, and tornadoes.
Insurance quotes are adjustable to fit different budgets, ensuring affordability for homeowners.
Homeowners insurance isn’t required by Alabama state law, but your mortgage lender will likely require you to have it.
Insurance for manufactured homes in Alabama is essential and similar to traditional site-built homes, encompassing structure, liability, and personal property coverage. Despite common misconceptions, manufactured homes don’t inherently carry additional insurance risks.
However, insurance rates can vary significantly by state, often influenced by local weather patterns and natural disaster risks. In Alabama, homeowners insurance costs are above the national average, with state-specific regulations impacting policies. The Alabama Manufactured Housing Association (AMHA) has been advocating for the industry since 1968, ensuring quality and affordable housing options are available, underscoring the importance of proper insurance for homeownership.
Here are 10 unique considerations for owners of manufactured, mobile, modular, or RV homes in Alabama:
Weather and Environmental Risks:
Safe driving tips for different Alabama terrains.
Navigating Alabama weather conditions.
Essential emergency supplies for Alabama roads.
Season-wise maintenance checklist.
Protecting your home from seasonal weather changes.
Importance of regular inspections and repairs.
Specific coverage for attending festivals.
Liability issues during large gatherings.
Protecting your RV from festival-related risks.
Security measures to prevent theft.
Insurance options for theft and vandalism.
Tips for community vigilance and safety.
Understand the difference in coverage for full-time vs part-time RVing.
Adjust your policy based on how often you use your RV.
Consider additional coverage for full-time living.
Notify your insurer before starting renovations.
Check if your policy covers renovation-related damages.
Update your insurance post-renovation to reflect changes in home value
Mobile and Manufactured Home Insurance Statistics in Alabama:
Based on the 2017 American Community Survey by the U.S. Census Bureau, Alabama has 305,749 mobile homes, making up 13.5% of the state’s total housing. Walker County has the highest percentage of mobile homes at 31.5%.
The presence of mobile homes varies by county, with the lowest being Jefferson County at 2.7% and others like Cullman County and St. Clair County had significantly higher percentages at 27.4% and 28.0% respectively. These figures highlight the importance of mobile homes in Alabama’s housing landscape.
In Alabama, the ten counties with the highest percentage of mobile homes, as per the 2017 American Community Survey, are as follows:
You’ve got 30 days to register it—don’t miss this, or you might get hit with a $10 penalty and a $15 citation fee. Ouch! And if you end up in court without your manufactured home decal, fines could soar up to $500 or even land you a short stay in the county jail.
Here’s the deal on where to register:
Register with the Tax Assessor’s Office if your name’s on both the home and the land titles. Bought them as a package? You’re in luck—no sales tax! Living there yourself? Claim your homestead. Have family staying over? It’s a bit more in taxes, but still a sweet deal. Any confusion? Just call the Tax Assessor at 256-532-3350 for a chat.
Head over to the License Department if you own the home but not the land, or if you’re renting it out. Remember, you’ve got to cover the sales tax and title fee if it’s a 1990 model or newer from out-of-state. Mark your calendar! Registration ends on September 30 each year, and renewal time is from October 1 to November 30.
Don’t forget the Bill of Sale. Alabama dealers take care of sales tax, but out-of-state purchases need sales tax paid at the License Department. And don’t try the old “$1 Bill of Sale” trick—it won’t fly here!
If your manufactured home is a 1992 model or newer, you need a title. Alabama dealers will sort this out for you, but if you’re buying from an individual, you’ll need to sign off on the title with the License Department.
Before you hit the road, grab a move permit for $10. It’s good for 14 days per module, and make sure your taxes or registration fees are all clear. Without it, you’re looking at a class C misdemeanor and at least a $50 fine.
Check with local inspection departments for any setup fees in the area where you’re laying down roots.
You can make it officially part of your property. Just match up the names on the home and land titles, and send in an application with all the right paperwork to the Department of Revenue. If you ever decide to move your home, you’ll need to get a new title. And if your home is a vintage model over 20 years old, no title needed! Just so you know, this doesn’t necessarily mean your home is considered real estate in all legal situations, but it does for tax purposes.
